Ins pm gen w/exist mlt leads at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$18,461.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$28,402.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,743.13 with BLUE CROSS vs $28,402.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $4,743.13 ↓ -74%
AMERIGROUP AMERIGROUP $4,863.22 ↓ -74%
UNITED HEALTHCARE UNITED MD HMO $4,863.22 ↓ -74%
MEDICAID SIMPLYHLTH MD HMO NC $4,863.22 ↓ -74%
UNITED HEALTHCARE UNITED HEALTHY KIDS $4,863.22 ↓ -74%
WELLCARE WELL CARE MD HMONC $5,106.38 ↓ -72%
SUNSHINE STATE SUNSHINE ST MD HMONC $5,155.01 ↓ -72%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $5,252.27 ↓ -72%
AETNA AETNA BETTER HEALTH MEDICAID $5,252.27 ↓ -72%
VISTA COVENTRY MEDICAID $5,252.27 ↓ -72%
MEDICAID PRESTIGE MD HMO NC $5,349.54 ↓ -71%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $5,964.42 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $5,964.42 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $5,964.42 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $5,964.42 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $5,964.42 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $5,964.42 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $5,964.42 ↓ -68%
HUMANA HUMANA MEDICARE $6,501.22 ↓ -65%
HUMANA CAREPLUS MC HMO $6,501.22 ↓ -65%
AVMED AVMED MEDICARE $6,560.86 ↓ -64%
AETNA AETNA MEDICARE $6,589.26 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $6,799.44 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $8,051.97 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $10,423.53 ↓ -44%
AETNA AETNA HMO $13,860.18 ↓ -25%
AETNA AETNA TIER 2 $13,860.18 ↓ -25%
AETNA AETNA CATASTROPHIC $14,485.02 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $17,666.04 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $18,461.30 ↑ +0%
AETNA AETNA HMO EXCHANGE $19,313.36 ↑ +5%
AVMED AVMED ENTRUST $19,512.17 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $20,165.42 ↑ +9%
AMERIHEALTH AMERIHTH CARITAS NXT EX $21,301.50 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $21,301.50 ↑ +15%
BLUE CROSS BLUE SELECT $21,301.50 ↑ +15%
BLUE CROSS BCBS PPC CAH $21,301.50 ↑ +15%
BLUE CROSS BLUE CARE HMO $21,301.50 ↑ +15%
AETNA AETNA PPO $21,755.93 ↑ +18%
UNITED HEALTHCARE UNITED HMO $22,721.60 ↑ +23%
CIGNA CIGNA PPO $22,721.60 ↑ +23%
UNITED HEALTHCARE NHP HMO $22,721.60 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $22,721.60 ↑ +23%
CIGNA CIGNA HMO $22,721.60 ↑ +23%
UNITED HEALTHCARE UNITED PPO $22,721.60 ↑ +23%
AVMED AVMED INDIVIDUAL $23,516.86 ↑ +27%
AVMED AVMED HMO $23,516.86 ↑ +27%
AVMED AVMED PPO $23,516.86 ↑ +27%
QUALITY HEALTH MULTIPLAN $25,561.80 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $25,561.80 ↑ +38%
BLUE CROSS BCBS PHS CAH $25,561.80 ↑ +38%
AFFORDABLE AFFORDABLE PPO $25,561.80 ↑ +38%
PHCS PHCS $25,561.80 ↑ +38%
BLUE CROSS BCBS NETWORKBLUE $28,402.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $28,402.00 ↑ +54%
BLUE CROSS BLUE CROSS $28,402.00 ↑ +54%

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Ins pm gen w/exist mlt leads at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $36,592.40 $175.89 – $47,851.60
martin north hospital Stuart $1,443.00 $270.13 – $22,126.04
Baptist Hospital MIAMI $18,461.30 $173.17 – $25,561.80
Bethesda Hospital East BOYNTON BEACH $18,461.30 $3,651.00 – $25,561.80
Boca Raton Regional Hospital BOCA RATON $36,599.55 $4,587.00 – $36,768.47
Doctors Hospital CORAL GABLES $18,461.30 $4,863.22 – $25,561.80
Baptist Health Hospital Doral SOUTH MIAMI $18,461.30 $4,863.22 – $25,561.80
West Kendall Baptist Hospital MIAMI $18,461.30 $4,856.74 – $25,561.80

All Florida hospitals for this procedure →