Immunofluorescence per specimen initial single antibody stain at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$547.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$842.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$25.22 with BLUE CROSS vs $151.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $25.22 ↓ -95%
MEDICA HEALTH PLAN MEDICA MCR HMO $31.71 ↓ -94%
MEDICARE SIMPLYHLTH MC HMO NC $31.71 ↓ -94%
UNITED HEALTHCARE UNITED HLTH MC HMO $31.71 ↓ -94%
LEON MEDICAL LEON HEALTH MC HMO $31.71 ↓ -94%
LEON MEDICAL LEON MED MC HMO NC $31.71 ↓ -94%
BLUE CROSS BCBS MEDICARE PPO $31.71 ↓ -94%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $31.71 ↓ -94%
HUMANA CAREPLUS MC HMO $34.56 ↓ -94%
HUMANA HUMANA MEDICARE $34.56 ↓ -94%
AVMED AVMED MEDICARE $34.88 ↓ -94%
AETNA AETNA MEDICARE $35.03 ↓ -94%
CIGNA CIGNA MEDICARE ADVANTAGE $36.15 ↓ -93%
MEDICARE DEVOTED HEALTH MC HMO $42.81 ↓ -92%
NON CONTRACTED OSCAR HEALTH EXCHANGE $55.42 ↓ -90%
AETNA AETNA HMO $73.69 ↓ -87%
AETNA AETNA TIER 2 $73.69 ↓ -87%
AETNA AETNA CATASTROPHIC $77.01 ↓ -86%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $93.92 ↓ -83%
INTERNATIONAL INTERNATIONAL AETNA $98.15 ↓ -82%
UNITED HEALTHCARE UNITED HEALTHY KIDS $98.66 ↓ -82%
AMERIGROUP AMERIGROUP $98.66 ↓ -82%
MEDICAID SIMPLYHLTH MD HMO NC $98.66 ↓ -82%
UNITED HEALTHCARE UNITED MD HMO $98.66 ↓ -82%
AETNA AETNA HMO EXCHANGE $102.68 ↓ -81%
WELLCARE WELL CARE MD HMONC $103.59 ↓ -81%
AVMED AVMED ENTRUST $103.74 ↓ -81%
SUNSHINE STATE SUNSHINE ST MD HMONC $104.58 ↓ -81%
AETNA AETNA BETTER HEALTH MEDICAID $106.55 ↓ -81%
VISTA COVENTRY MEDICAID $106.55 ↓ -81%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $106.55 ↓ -81%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $107.21 ↓ -80%
MEDICAID PRESTIGE MD HMO NC $108.53 ↓ -80%
BLUE CROSS BLUE CARE HMO $113.25 ↓ -79%
BLUE CROSS BCBS PPC CAH $113.25 ↓ -79%
DIMENSION HEALTH PLAN DIMENSION 2 $113.25 ↓ -79%
AMERIHEALTH AMERIHTH CARITAS NXT EX $113.25 ↓ -79%
BLUE CROSS BLUE SELECT $113.25 ↓ -79%
AETNA AETNA PPO $115.67 ↓ -79%
UNITED HEALTHCARE UNITED PPO $120.80 ↓ -78%
CIGNA CIGNA HMO $120.80 ↓ -78%
UNITED HEALTHCARE INTL UNITED HEALTH $120.80 ↓ -78%
UNITED HEALTHCARE UNITED HMO $120.80 ↓ -78%
CIGNA CIGNA PPO $120.80 ↓ -78%
UNITED HEALTHCARE NHP HMO $120.80 ↓ -78%
AVMED AVMED INDIVIDUAL $125.03 ↓ -77%
AVMED AVMED HMO $125.03 ↓ -77%
AVMED AVMED PPO $125.03 ↓ -77%
QUALITY HEALTH MULTIPLAN $135.90 ↓ -75%
PHCS PHCS $135.90 ↓ -75%
AFFORDABLE AFFORDABLE PPO $135.90 ↓ -75%
BLUE CROSS BCBS PHS CAH $135.90 ↓ -75%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $135.90 ↓ -75%
BLUE CROSS BCBS NETWORKBLUE $151.00 ↓ -72%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $151.00 ↓ -72%
BLUE CROSS BLUE CROSS $151.00 ↓ -72%

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $811.46 $169.02 – $296.94
Adventhealth Palm Coast Parkway Palm Coast $104.21 $169.02 – $380.01
AdventHealth New Smyrna Beach New Smyrna Beach $392.99 $169.02 – $388.65
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $602.00 $274.61 – $291.26
Adventhealth Port Charlotte Port Charlotte $1,945.52 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $319.15 $20.92 – $319.00
martin north hospital Stuart $319.15 $37.92 – $203.67
indian river hospital Vero Beach $243.10 $76.28 – $260.80

All Florida hospitals for this procedure →