Foam drsg <=16 sq in without bdr at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$208.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$321.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.37 with BLUE CROSS vs $104.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $17.37 ↓ -92%
BLUE CROSS BCBS MEDICARE PPO $21.84 ↓ -90%
LEON MEDICAL LEON HEALTH MC HMO $21.84 ↓ -90%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $21.84 ↓ -90%
MEDICARE SIMPLYHLTH MC HMO NC $21.84 ↓ -90%
UNITED HEALTHCARE UNITED HLTH MC HMO $21.84 ↓ -90%
LEON MEDICAL LEON MED MC HMO NC $21.84 ↓ -90%
MEDICA HEALTH PLAN MEDICA MCR HMO $21.84 ↓ -90%
HUMANA HUMANA MEDICARE $23.81 ↓ -89%
HUMANA CAREPLUS MC HMO $23.81 ↓ -89%
AVMED AVMED MEDICARE $24.02 ↓ -88%
AETNA AETNA MEDICARE $24.13 ↓ -88%
CIGNA CIGNA MEDICARE ADVANTAGE $24.90 ↓ -88%
MEDICARE DEVOTED HEALTH MC HMO $29.48 ↓ -86%
NON CONTRACTED OSCAR HEALTH EXCHANGE $38.17 ↓ -82%
AETNA AETNA TIER 2 $50.75 ↓ -76%
AETNA AETNA HMO $50.75 ↓ -76%
AETNA AETNA CATASTROPHIC $53.04 ↓ -75%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $64.69 ↓ -69%
INTERNATIONAL INTERNATIONAL AETNA $67.60 ↓ -68%
AETNA AETNA HMO EXCHANGE $70.72 ↓ -66%
AVMED AVMED ENTRUST $71.45 ↓ -66%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $73.84 ↓ -65%
AMERIHEALTH AMERIHTH CARITAS NXT EX $78.00 ↓ -63%
BLUE CROSS BLUE CARE HMO $78.00 ↓ -63%
BLUE CROSS BLUE SELECT $78.00 ↓ -63%
DIMENSION HEALTH PLAN DIMENSION 2 $78.00 ↓ -63%
BLUE CROSS BCBS PPC CAH $78.00 ↓ -63%
AETNA AETNA PPO $79.66 ↓ -62%
UNITED HEALTHCARE NHP HMO $83.20 ↓ -60%
UNITED HEALTHCARE UNITED PPO $83.20 ↓ -60%
CIGNA CIGNA PPO $83.20 ↓ -60%
UNITED HEALTHCARE UNITED HMO $83.20 ↓ -60%
UNITED HEALTHCARE INTL UNITED HEALTH $83.20 ↓ -60%
CIGNA CIGNA HMO $83.20 ↓ -60%
AVMED AVMED INDIVIDUAL $86.11 ↓ -59%
AVMED AVMED HMO $86.11 ↓ -59%
AVMED AVMED PPO $86.11 ↓ -59%
AFFORDABLE AFFORDABLE PPO $93.60 ↓ -55%
QUALITY HEALTH MULTIPLAN $93.60 ↓ -55%
PHCS PHCS $93.60 ↓ -55%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $93.60 ↓ -55%
BLUE CROSS BCBS PHS CAH $93.60 ↓ -55%
BLUE CROSS BLUE CROSS $104.00 ↓ -50%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $104.00 ↓ -50%
BLUE CROSS BCBS NETWORKBLUE $104.00 ↓ -50%

Visitor-reported prices

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Foam drsg <=16 sq in without bdr at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $31.20 $4.08 – $10.00
Baptist Hospital MIAMI $208.65 $17.99 – $173.17
Bethesda Hospital East BOYNTON BEACH $208.65 $20.90 – $93.60
Doctors Hospital CORAL GABLES $208.65 $18.20 – $93.60
Baptist Health Hospital Doral SOUTH MIAMI $208.65 $18.10 – $93.60
Homestead Hospital HOMESTEAD $208.65 $17.68 – $167.89
Mariners Hospital TAVERNIER $208.65 $17.99 – $93.60
West Kendall Baptist Hospital MIAMI $208.65 $17.78 – $93.60

All Florida hospitals for this procedure →