Culture urine each isolate at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$187.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$288.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.00 with UNITED HEALTHCARE vs $288.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTHY KIDS $5.00 ↓ -97%
AMERIGROUP AMERIGROUP $5.00 ↓ -97%
UNITED HEALTHCARE UNITED MD HMO $5.00 ↓ -97%
MEDICAID SIMPLYHLTH MD HMO NC $5.00 ↓ -97%
WELLCARE WELL CARE MD HMONC $5.25 ↓ -97%
SUNSHINE STATE SUNSHINE ST MD HMONC $5.30 ↓ -97%
AETNA AETNA BETTER HEALTH MEDICAID $5.40 ↓ -97%
VISTA COVENTRY MEDICAID $5.40 ↓ -97%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $5.40 ↓ -97%
MEDICAID PRESTIGE MD HMO NC $5.50 ↓ -97%
BLUE CROSS MY BLUE EX $48.10 ↓ -74%
MEDICARE SIMPLYHLTH MC HMO NC $60.48 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $60.48 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $60.48 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $60.48 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $60.48 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $60.48 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $60.48 ↓ -68%
HUMANA HUMANA MEDICARE $65.92 ↓ -65%
HUMANA CAREPLUS MC HMO $65.92 ↓ -65%
AVMED AVMED MEDICARE $66.53 ↓ -64%
AETNA AETNA MEDICARE $66.82 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $68.95 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $81.65 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $105.70 ↓ -44%
AETNA AETNA HMO $140.54 ↓ -25%
AETNA AETNA TIER 2 $140.54 ↓ -25%
AETNA AETNA CATASTROPHIC $146.88 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $179.14 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $187.20 ↑ +0%
AETNA AETNA HMO EXCHANGE $195.84 ↑ +5%
AVMED AVMED ENTRUST $197.86 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $204.48 ↑ +9%
BLUE CROSS BLUE SELECT $216.00 ↑ +15%
BLUE CROSS BCBS PPC CAH $216.00 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $216.00 ↑ +15%
AMERIHEALTH AMERIHTH CARITAS NXT EX $216.00 ↑ +15%
BLUE CROSS BLUE CARE HMO $216.00 ↑ +15%
AETNA AETNA PPO $220.61 ↑ +18%
CIGNA CIGNA PPO $230.40 ↑ +23%
UNITED HEALTHCARE UNITED PPO $230.40 ↑ +23%
CIGNA CIGNA HMO $230.40 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $230.40 ↑ +23%
UNITED HEALTHCARE NHP HMO $230.40 ↑ +23%
UNITED HEALTHCARE UNITED HMO $230.40 ↑ +23%
AVMED AVMED INDIVIDUAL $238.46 ↑ +27%
AVMED AVMED HMO $238.46 ↑ +27%
AVMED AVMED PPO $238.46 ↑ +27%
AFFORDABLE AFFORDABLE PPO $259.20 ↑ +38%
PHCS PHCS $259.20 ↑ +38%
QUALITY HEALTH MULTIPLAN $259.20 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $259.20 ↑ +38%
BLUE CROSS BCBS PHS CAH $259.20 ↑ +38%
BLUE CROSS BLUE CROSS $288.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $288.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $288.00 ↑ +54%

Visitor-reported prices

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Culture urine each isolate at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $124.87 $8.09 – $17.96
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $86.00 $6.47 – $107.84
Adventhealth Port Charlotte Port Charlotte $54.54 $8.09 – $14.77
cleveland clinic florida weston hospital Weston $65.65 $4.02 – $85.85
martin north hospital Stuart $74.75 $4.23 – $85.50
indian river hospital Vero Beach $54.60 $4.02 – $67.20
Baptist Hospital MIAMI $187.20 $5.16 – $259.20
Bethesda Hospital East BOYNTON BEACH $187.20 $5.16 – $259.20

All Florida hospitals for this procedure →