Crystal identification light microscopy at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$172.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$265.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.50 with UNITED HEALTHCARE vs $219.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTHY KIDS $2.50 ↓ -99%
AMERIGROUP AMERIGROUP $2.50 ↓ -99%
UNITED HEALTHCARE UNITED MD HMO $2.50 ↓ -99%
MEDICAID SIMPLYHLTH MD HMO NC $2.50 ↓ -99%
WELLCARE WELL CARE MD HMONC $2.63 ↓ -98%
SUNSHINE STATE SUNSHINE ST MD HMONC $2.65 ↓ -98%
AETNA AETNA BETTER HEALTH MEDICAID $2.70 ↓ -98%
VISTA COVENTRY MEDICAID $2.70 ↓ -98%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $2.70 ↓ -98%
MEDICAID PRESTIGE MD HMO NC $2.75 ↓ -98%
BLUE CROSS MY BLUE EX $36.57 ↓ -79%
MEDICARE SIMPLYHLTH MC HMO NC $45.99 ↓ -73%
UNITED HEALTHCARE UNITED HLTH MC HMO $45.99 ↓ -73%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $45.99 ↓ -73%
MEDICA HEALTH PLAN MEDICA MCR HMO $45.99 ↓ -73%
LEON MEDICAL LEON MED MC HMO NC $45.99 ↓ -73%
LEON MEDICAL LEON HEALTH MC HMO $45.99 ↓ -73%
BLUE CROSS BCBS MEDICARE PPO $45.99 ↓ -73%
HUMANA HUMANA MEDICARE $50.13 ↓ -71%
HUMANA CAREPLUS MC HMO $50.13 ↓ -71%
AVMED AVMED MEDICARE $50.59 ↓ -71%
AETNA AETNA MEDICARE $50.81 ↓ -71%
CIGNA CIGNA MEDICARE ADVANTAGE $52.43 ↓ -70%
MEDICARE DEVOTED HEALTH MC HMO $62.09 ↓ -64%
NON CONTRACTED OSCAR HEALTH EXCHANGE $80.37 ↓ -53%
AETNA AETNA HMO $106.87 ↓ -38%
AETNA AETNA TIER 2 $106.87 ↓ -38%
AETNA AETNA CATASTROPHIC $111.69 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $136.22 ↓ -21%
INTERNATIONAL INTERNATIONAL AETNA $142.35 ↓ -17%
AETNA AETNA HMO EXCHANGE $148.92 ↓ -14%
AVMED AVMED ENTRUST $150.45 ↓ -13%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $155.49 ↓ -10%
BLUE CROSS BLUE SELECT $164.25 ↓ -5%
BLUE CROSS BCBS PPC CAH $164.25 ↓ -5%
DIMENSION HEALTH PLAN DIMENSION 2 $164.25 ↓ -5%
AMERIHEALTH AMERIHTH CARITAS NXT EX $164.25 ↓ -5%
BLUE CROSS BLUE CARE HMO $164.25 ↓ -5%
AETNA AETNA PPO $167.75 ↓ -3%
CIGNA CIGNA PPO $175.20 ↑ +2%
UNITED HEALTHCARE UNITED PPO $175.20 ↑ +2%
CIGNA CIGNA HMO $175.20 ↑ +2%
UNITED HEALTHCARE INTL UNITED HEALTH $175.20 ↑ +2%
UNITED HEALTHCARE NHP HMO $175.20 ↑ +2%
UNITED HEALTHCARE UNITED HMO $175.20 ↑ +2%
AVMED AVMED INDIVIDUAL $181.33 ↑ +5%
AVMED AVMED HMO $181.33 ↑ +5%
AVMED AVMED PPO $181.33 ↑ +5%
AFFORDABLE AFFORDABLE PPO $197.10 ↑ +14%
PHCS PHCS $197.10 ↑ +14%
QUALITY HEALTH MULTIPLAN $197.10 ↑ +14%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $197.10 ↑ +14%
BLUE CROSS BCBS PHS CAH $197.10 ↑ +14%
BLUE CROSS BLUE CROSS $219.00 ↑ +27%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $219.00 ↑ +27%
BLUE CROSS BCBS NETWORKBLUE $219.00 ↑ +27%

Visitor-reported prices

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Crystal identification light microscopy at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $217.41 $6.96 – $12.23
Adventhealth Lake Wales Lake Wales $217.41 $7.33 – $16.27
Adventhealth Palm Coast Parkway Palm Coast $220.69 $6.96 – $15.66
Adventhealth Tampa Tampa $148.96 $7.33 – $16.27
AdventHealth New Smyrna Beach New Smyrna Beach $186.35 $6.96 – $16.01
Adventhealth Port Charlotte Port Charlotte $54.16 $7.33 – $13.38
cleveland clinic florida weston hospital Weston $104.00 $2.34 – $160.00
martin north hospital Stuart $104.00 $2.46 – $160.00

All Florida hospitals for this procedure →