Coombs direct at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$79.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$123.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.20 with UNITED HEALTHCARE vs $80.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTHY KIDS $2.20 ↓ -97%
AMERIGROUP AMERIGROUP $2.20 ↓ -97%
UNITED HEALTHCARE UNITED MD HMO $2.20 ↓ -97%
MEDICAID SIMPLYHLTH MD HMO NC $2.20 ↓ -97%
WELLCARE WELL CARE MD HMONC $2.31 ↓ -97%
SUNSHINE STATE SUNSHINE ST MD HMONC $2.34 ↓ -97%
AETNA AETNA BETTER HEALTH MEDICAID $2.38 ↓ -97%
VISTA COVENTRY MEDICAID $2.38 ↓ -97%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $2.38 ↓ -97%
MEDICAID PRESTIGE MD HMO NC $2.42 ↓ -97%
BLUE CROSS MY BLUE EX $13.36 ↓ -83%
MEDICARE SIMPLYHLTH MC HMO NC $16.80 ↓ -79%
UNITED HEALTHCARE UNITED HLTH MC HMO $16.80 ↓ -79%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $16.80 ↓ -79%
MEDICA HEALTH PLAN MEDICA MCR HMO $16.80 ↓ -79%
LEON MEDICAL LEON MED MC HMO NC $16.80 ↓ -79%
LEON MEDICAL LEON HEALTH MC HMO $16.80 ↓ -79%
BLUE CROSS BCBS MEDICARE PPO $16.80 ↓ -79%
HUMANA HUMANA MEDICARE $18.31 ↓ -77%
HUMANA CAREPLUS MC HMO $18.31 ↓ -77%
AVMED AVMED MEDICARE $18.48 ↓ -77%
AETNA AETNA MEDICARE $18.56 ↓ -77%
CIGNA CIGNA MEDICARE ADVANTAGE $19.15 ↓ -76%
MEDICARE DEVOTED HEALTH MC HMO $22.68 ↓ -72%
NON CONTRACTED OSCAR HEALTH EXCHANGE $29.36 ↓ -63%
AETNA AETNA HMO $39.04 ↓ -51%
AETNA AETNA TIER 2 $39.04 ↓ -51%
AETNA AETNA CATASTROPHIC $40.80 ↓ -49%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $49.76 ↓ -38%
INTERNATIONAL INTERNATIONAL AETNA $52.00 ↓ -35%
AETNA AETNA HMO EXCHANGE $54.40 ↓ -32%
AVMED AVMED ENTRUST $54.96 ↓ -31%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $56.80 ↓ -29%
BLUE CROSS BLUE SELECT $60.00 ↓ -25%
BLUE CROSS BCBS PPC CAH $60.00 ↓ -25%
DIMENSION HEALTH PLAN DIMENSION 2 $60.00 ↓ -25%
AMERIHEALTH AMERIHTH CARITAS NXT EX $60.00 ↓ -25%
BLUE CROSS BLUE CARE HMO $60.00 ↓ -25%
AETNA AETNA PPO $61.28 ↓ -23%
CIGNA CIGNA PPO $64.00 ↓ -20%
UNITED HEALTHCARE UNITED PPO $64.00 ↓ -20%
CIGNA CIGNA HMO $64.00 ↓ -20%
UNITED HEALTHCARE INTL UNITED HEALTH $64.00 ↓ -20%
UNITED HEALTHCARE NHP HMO $64.00 ↓ -20%
UNITED HEALTHCARE UNITED HMO $64.00 ↓ -20%
AVMED AVMED INDIVIDUAL $66.24 ↓ -17%
AVMED AVMED HMO $66.24 ↓ -17%
AVMED AVMED PPO $66.24 ↓ -17%
AFFORDABLE AFFORDABLE PPO $72.00 ↓ -10%
PHCS PHCS $72.00 ↓ -10%
QUALITY HEALTH MULTIPLAN $72.00 ↓ -10%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $72.00 ↓ -10%
BLUE CROSS BCBS PHS CAH $72.00 ↓ -10%
BLUE CROSS BLUE CROSS $80.00 ↑ +0%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $80.00 ↑ +0%
BLUE CROSS BCBS NETWORKBLUE $80.00 ↑ +0%

Visitor-reported prices

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Coombs direct at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $259.96 $58.52 – $102.82
Adventhealth Lake Wales Lake Wales $224.58 $61.60 – $136.76
Adventhealth Palm Coast Parkway Palm Coast $248.45 $58.52 – $131.58
Adventhealth Tampa Tampa $224.12 $61.60 – $136.76
AdventHealth New Smyrna Beach New Smyrna Beach $58.27 $58.52 – $134.57
Adventhealth Port Charlotte Port Charlotte $411.14 $61.60 – $112.49
cleveland clinic florida weston hospital Weston $112.45 $2.08 – $166.00
martin north hospital Stuart $112.45 $2.19 – $67.76

All Florida hospitals for this procedure →