Consultation pathology during surgery at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$445.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$686.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.85 with UNITED HEALTHCARE vs $686.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTHY KIDS $58.85 ↓ -87%
AMERIGROUP AMERIGROUP $58.85 ↓ -87%
UNITED HEALTHCARE UNITED MD HMO $58.85 ↓ -87%
MEDICAID SIMPLYHLTH MD HMO NC $58.85 ↓ -87%
WELLCARE WELL CARE MD HMONC $61.80 ↓ -86%
SUNSHINE STATE SUNSHINE ST MD HMONC $62.38 ↓ -86%
AETNA AETNA BETTER HEALTH MEDICAID $63.56 ↓ -86%
VISTA COVENTRY MEDICAID $63.56 ↓ -86%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $63.56 ↓ -86%
MEDICAID PRESTIGE MD HMO NC $64.74 ↓ -85%
BLUE CROSS MY BLUE EX $114.56 ↓ -74%
MEDICARE SIMPLYHLTH MC HMO NC $144.06 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $144.06 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $144.06 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $144.06 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $144.06 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $144.06 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $144.06 ↓ -68%
HUMANA HUMANA MEDICARE $157.03 ↓ -65%
HUMANA CAREPLUS MC HMO $157.03 ↓ -65%
AVMED AVMED MEDICARE $158.47 ↓ -64%
AETNA AETNA MEDICARE $159.15 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $164.23 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $194.48 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $251.76 ↓ -44%
AETNA AETNA HMO $334.77 ↓ -25%
AETNA AETNA TIER 2 $334.77 ↓ -25%
AETNA AETNA CATASTROPHIC $349.86 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $426.69 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $445.90 ↑ +0%
AETNA AETNA HMO EXCHANGE $466.48 ↑ +5%
AVMED AVMED ENTRUST $471.28 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $487.06 ↑ +9%
BLUE CROSS BLUE SELECT $514.50 ↑ +15%
BLUE CROSS BCBS PPC CAH $514.50 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $514.50 ↑ +15%
AMERIHEALTH AMERIHTH CARITAS NXT EX $514.50 ↑ +15%
BLUE CROSS BLUE CARE HMO $514.50 ↑ +15%
AETNA AETNA PPO $525.48 ↑ +18%
CIGNA CIGNA PPO $548.80 ↑ +23%
UNITED HEALTHCARE UNITED PPO $548.80 ↑ +23%
CIGNA CIGNA HMO $548.80 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $548.80 ↑ +23%
UNITED HEALTHCARE NHP HMO $548.80 ↑ +23%
UNITED HEALTHCARE UNITED HMO $548.80 ↑ +23%
AVMED AVMED INDIVIDUAL $568.01 ↑ +27%
AVMED AVMED HMO $568.01 ↑ +27%
AVMED AVMED PPO $568.01 ↑ +27%
AFFORDABLE AFFORDABLE PPO $617.40 ↑ +38%
PHCS PHCS $617.40 ↑ +38%
QUALITY HEALTH MULTIPLAN $617.40 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $617.40 ↑ +38%
BLUE CROSS BCBS PHS CAH $617.40 ↑ +38%
BLUE CROSS BLUE CROSS $686.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $686.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $686.00 ↑ +54%

Visitor-reported prices

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Consultation pathology during surgery at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $244.00 $58.52 – $102.82
Adventhealth Palm Coast Parkway Palm Coast $124.75 $58.52 – $131.58
Adventhealth Tampa Tampa $331.57 $61.60 – $136.76
AdventHealth New Smyrna Beach New Smyrna Beach $73.17 $58.52 – $134.57
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $305.00 $33.84 – $280.39
Adventhealth Port Charlotte Port Charlotte $249.89 $61.60 – $112.49
cleveland clinic florida weston hospital Weston $187.85 $21.17 – $216.75
martin north hospital Stuart $306.80 $21.17 – $236.00

All Florida hospitals for this procedure →