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Cholesterol (Lipid) Test at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$163.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$252.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.59 with AMERIGROUP vs $59.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIGROUP AMERIGROUP $4.59 ↓ -97%
UNITED HEALTHCARE UNITED HEALTHY KIDS $4.59 ↓ -97%
UNITED HEALTHCARE UNITED MD HMO $4.59 ↓ -97%
MEDICAID SIMPLYHLTH MD HMO NC $4.59 ↓ -97%
WELLCARE WELL CARE MD HMONC $4.82 ↓ -97%
SUNSHINE STATE SUNSHINE ST MD HMONC $4.87 ↓ -97%
VISTA COVENTRY MEDICAID $4.96 ↓ -97%
AETNA AETNA BETTER HEALTH MEDICAID $4.96 ↓ -97%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $4.96 ↓ -97%
MEDICAID PRESTIGE MD HMO NC $5.05 ↓ -97%
BLUE CROSS MY BLUE EX $9.85 ↓ -94%
MEDICA HEALTH PLAN MEDICA MCR HMO $12.39 ↓ -92%
LEON MEDICAL LEON MED MC HMO NC $12.39 ↓ -92%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $12.39 ↓ -92%
LEON MEDICAL LEON HEALTH MC HMO $12.39 ↓ -92%
UNITED HEALTHCARE UNITED HLTH MC HMO $12.39 ↓ -92%
BLUE CROSS BCBS MEDICARE PPO $12.39 ↓ -92%
MEDICARE SIMPLYHLTH MC HMO NC $12.39 ↓ -92%
HUMANA HUMANA MEDICARE $13.51 ↓ -92%
HUMANA CAREPLUS MC HMO $13.51 ↓ -92%
AVMED AVMED MEDICARE $13.63 ↓ -92%
AETNA AETNA MEDICARE $13.69 ↓ -92%
CIGNA CIGNA MEDICARE ADVANTAGE $14.12 ↓ -91%
MEDICARE DEVOTED HEALTH MC HMO $16.73 ↓ -90%
NON CONTRACTED OSCAR HEALTH EXCHANGE $21.65 ↓ -87%
AETNA AETNA TIER 2 $28.79 ↓ -82%
AETNA AETNA HMO $28.79 ↓ -82%
AETNA AETNA CATASTROPHIC $30.09 ↓ -82%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $36.70 ↓ -78%
INTERNATIONAL INTERNATIONAL AETNA $38.35 ↓ -77%
AETNA AETNA HMO EXCHANGE $40.12 ↓ -76%
AVMED AVMED ENTRUST $40.53 ↓ -75%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $41.89 ↓ -74%
AMERIHEALTH AMERIHTH CARITAS NXT EX $44.25 ↓ -73%
BLUE CROSS BLUE CARE HMO $44.25 ↓ -73%
BLUE CROSS BCBS PPC CAH $44.25 ↓ -73%
BLUE CROSS BLUE SELECT $44.25 ↓ -73%
DIMENSION HEALTH PLAN DIMENSION 2 $44.25 ↓ -73%
AETNA AETNA PPO $45.19 ↓ -72%
CIGNA CIGNA PPO $47.20 ↓ -71%
CIGNA CIGNA HMO $47.20 ↓ -71%
UNITED HEALTHCARE INTL UNITED HEALTH $47.20 ↓ -71%
UNITED HEALTHCARE NHP HMO $47.20 ↓ -71%
UNITED HEALTHCARE UNITED PPO $47.20 ↓ -71%
UNITED HEALTHCARE UNITED HMO $47.20 ↓ -71%
AVMED AVMED INDIVIDUAL $48.85 ↓ -70%
AVMED AVMED HMO $48.85 ↓ -70%
AVMED AVMED PPO $48.85 ↓ -70%
PHCS PHCS $53.10 ↓ -68%
AFFORDABLE AFFORDABLE PPO $53.10 ↓ -68%
QUALITY HEALTH MULTIPLAN $53.10 ↓ -68%
BLUE CROSS BCBS PHS CAH $53.10 ↓ -68%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $53.10 ↓ -68%
BLUE CROSS BCBS NETWORKBLUE $59.00 ↓ -64%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $59.00 ↓ -64%
BLUE CROSS BLUE CROSS $59.00 ↓ -64%

Visitor-reported prices

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Cholesterol (Lipid) Test at other Florida hospitals

Hospital City Cash price Negotiated range
West Kendall Baptist Hospital MIAMI $163.80 $4.59 – $53.10
cleveland clinic florida weston hospital Weston $115.70 $4.31 – $22.10
indian river hospital Vero Beach $115.70 $4.31 – $24.74
martin north hospital Stuart $115.70 $4.54 – $74.00
Baptist Hospital MIAMI $163.80 $4.74 – $53.10
Bethesda Hospital East BOYNTON BEACH $163.80 $4.74 – $53.10
Boca Raton Regional Hospital BOCA RATON $187.20 $13.39 – $32.00
Doctors Hospital CORAL GABLES $163.80 $4.59 – $53.10

All Florida hospitals for this procedure →