Analysis; simple cranial nerv pulse gen prgrmg 95976 at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$122.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$188.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.40 with BLUE CROSS vs $188.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $31.40 ↓ -74%
LEON MEDICAL LEON HEALTH MC HMO $39.48 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $39.48 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $39.48 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $39.48 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $39.48 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $39.48 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $39.48 ↓ -68%
HUMANA CAREPLUS MC HMO $43.03 ↓ -65%
HUMANA HUMANA MEDICARE $43.03 ↓ -65%
AVMED AVMED MEDICARE $43.43 ↓ -64%
AETNA AETNA MEDICARE $43.62 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $45.01 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $53.30 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $69.00 ↓ -44%
AMERIGROUP AMERIGROUP $84.66 ↓ -31%
MEDICAID SIMPLYHLTH MD HMO NC $84.66 ↓ -31%
UNITED HEALTHCARE UNITED HEALTHY KIDS $84.66 ↓ -31%
UNITED HEALTHCARE UNITED MD HMO $84.66 ↓ -31%
WELLCARE WELL CARE MD HMONC $88.89 ↓ -27%
SUNSHINE STATE SUNSHINE ST MD HMONC $89.74 ↓ -27%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $91.43 ↓ -25%
AETNA AETNA BETTER HEALTH MEDICAID $91.43 ↓ -25%
VISTA COVENTRY MEDICAID $91.43 ↓ -25%
AETNA AETNA TIER 2 $91.74 ↓ -25%
AETNA AETNA HMO $91.74 ↓ -25%
MEDICAID PRESTIGE MD HMO NC $93.12 ↓ -24%
AETNA AETNA CATASTROPHIC $95.88 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $116.94 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $122.20 ↑ +0%
AETNA AETNA HMO EXCHANGE $127.84 ↑ +5%
AVMED AVMED ENTRUST $129.16 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $133.48 ↑ +9%
BLUE CROSS BLUE SELECT $141.00 ↑ +15%
BLUE CROSS BLUE CARE HMO $141.00 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $141.00 ↑ +15%
BLUE CROSS BCBS PPC CAH $141.00 ↑ +15%
AMERIHEALTH AMERIHTH CARITAS NXT EX $141.00 ↑ +15%
AETNA AETNA PPO $144.01 ↑ +18%
UNITED HEALTHCARE INTL UNITED HEALTH $150.40 ↑ +23%
CIGNA CIGNA HMO $150.40 ↑ +23%
UNITED HEALTHCARE NHP HMO $150.40 ↑ +23%
CIGNA CIGNA PPO $150.40 ↑ +23%
UNITED HEALTHCARE UNITED HMO $150.40 ↑ +23%
UNITED HEALTHCARE UNITED PPO $150.40 ↑ +23%
AVMED AVMED PPO $155.66 ↑ +27%
AVMED AVMED HMO $155.66 ↑ +27%
AVMED AVMED INDIVIDUAL $155.66 ↑ +27%
BLUE CROSS BCBS PHS CAH $169.20 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $169.20 ↑ +38%
PHCS PHCS $169.20 ↑ +38%
AFFORDABLE AFFORDABLE PPO $169.20 ↑ +38%
QUALITY HEALTH MULTIPLAN $169.20 ↑ +38%
BLUE CROSS BLUE CROSS $188.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $188.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $188.00 ↑ +54%

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Analysis; simple cranial nerv pulse gen prgrmg 95976 at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $208.65 $28.85 – $272.85
martin north hospital Stuart $208.65 $28.85 – $240.75
indian river hospital Vero Beach $208.65 $28.85 – $272.85
Bethesda Hospital East BOYNTON BEACH $122.20 $37.79 – $169.20
Doctors Hospital CORAL GABLES $122.20 $32.90 – $169.20
Homestead Hospital HOMESTEAD $122.20 $31.96 – $169.20
Mariners Hospital TAVERNIER $122.20 $32.52 – $169.20
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS $152.00 $46.55 – $47.53

All Florida hospitals for this procedure →