X-ray surgical specimen at HCA FLORIDA PALMS WEST HOSPITAL

13001 SOUTHERN BLVD, LOXAHATCHEE, FL · HCA Florida Healthcare · · NPI 1528014669

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$114.64 with Optimum vs $1,599.60 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $114.64
Freedom Health MGMCR $114.64
Simply Healthcare Plans MGMCR $173.29
AvMed HIX $173.29
Freedom Health MGMCD $213.28
Molina MCR $253.27
Humana HMO $279.93
AvMed FullyInsured $279.93
Health Sun Health Plan MGMCR $283.93
AvMed Empower $293.26
AvMed Focus $293.26
AvMed Flex $293.26
AvMed Engage $293.26
AIDS Healthcare MGMCR $293.26
AvMed Select $293.26
MMM of FL (Health Advantage Plan) MCR $306.59
United PPO OptionsPPO $315.92
AvMed ASOEO $319.92
Sunshine State Health Plan QHP $346.58
CorVel Corporation WORKERSCOMP $348.82
Prime Health WORKERSCOMP $356.16
CareWorks (Rockport) WORKERSCOMP $356.16
Molina HIX $359.91
Aetna ASA $399.90
Humana PPO $453.22
Healthy Palm Beaches COMM $550.00
United GlobalBenefitPlanAppendix $599.85
Plotkin Health COMM $666.50
AvMed JacksonFirstNetworkOON $666.50
Palm Beach Juvenile Correction GVT $666.50
Health Care District COMM $666.50
Prime Health Sherriff COMM $666.50
Medica HealthCare MCR $773.14
Multiplan COMMPPOPRIMARYNETWORK $999.75
United AllPayerAppendix $1,086.50
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,133.05
AIDS Healthcare MGMCD $1,599.60
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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X-ray surgical specimen at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,428.17 $523.23 – $952.35
Adventhealth Palm Coast Parkway Palm Coast $1,428.17 $472.40 – $1,218.77
Adventhealth Tampa Tampa $1,837.79 $424.56 – $1,266.75
AdventHealth New Smyrna Beach New Smyrna Beach $1,564.18 $542.08 – $1,246.50
Adventhealth Port Charlotte Port Charlotte $3,221.47 $443.70 – $1,041.93
cleveland clinic florida weston hospital Weston $3,154.45 $6.68 – $4,019.65
martin north hospital Stuart $3,154.45 $5.97 – $2,364.50
indian river hospital Vero Beach $3,073.85 $6.13 – $3,783.20

All Florida hospitals for this procedure →