Ot evaluation moderate complexity patient/family at HCA FLORIDA PALMS WEST HOSPITAL

13001 SOUTHERN BLVD, LOXAHATCHEE, FL · HCA Florida Healthcare · · NPI 1528014669

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,563.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,563.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.37 with HUMANA vs $1,875.60 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MGMCRHMO $88.37 ↓ -94%
HUMANA MGMCRPPO $88.37 ↓ -94%
CarePlus SFL MGMCR $89.27 ↓ -94%
United GVT $89.27 ↓ -94%
Wellmed MGMCR $89.27 ↓ -94%
Veterans Evaluation Services MCR $89.27 ↓ -94%
Devoted Health MCR $89.27 ↓ -94%
NDMS Definitive Care MGMCR $89.27 ↓ -94%
BCBS MCRHMO $91.05 ↓ -94%
BCBS MCRPPO $91.05 ↓ -94%
United MCR $91.05 ↓ -94%
Aetna MCR $91.95 ↓ -94%
Oscar MCR $93.73 ↓ -94%
Prominence HealthFirst MCRHMO $93.73 ↓ -94%
Sunshine State MCR $93.73 ↓ -94%
American Health Plan MCR $94.62 ↓ -94%
Align MCR $95.52 ↓ -94%
Cigna HealthSpring MGMCR $95.52 ↓ -94%
Florida Complete Care MCR $95.52 ↓ -94%
Doctors Healthcare Plan MCR $98.19 ↓ -94%
Centurion GVT $98.19 ↓ -94%
Sunshine State MCD $98.19 ↓ -94%
Humana TRICR $98.45 ↓ -94%
CorVel Corporation WORKERSCOMP $98.80 ↓ -94%
Gold Kidney MCR $99.98 ↓ -94%
Prime Health WORKERSCOMP $100.88 ↓ -94%
CareWorks (Rockport) WORKERSCOMP $100.88 ↓ -94%
AmeriHealth Caritas MGMCR $107.12 ↓ -93%
Longevity Health Plan MCR $107.12 ↓ -93%
Solis Health Plan MCR $129.44 ↓ -92%
Freedom Health MGMCR $134.42 ↓ -91%
Optimum MGMCR $134.42 ↓ -91%
AvMed HIX $203.19 ↓ -87%
Simply Healthcare Plans MGMCR $203.19 ↓ -87%
Simply Healthcare HIX $211.00 ↓ -87%
Freedom Health MGMCD $250.08 ↓ -84%
Oscar HIX $250.08 ↓ -84%
AmeriHealth Caritas HIX $265.71 ↓ -83%
Molina MCR $296.97 ↓ -81%
Humana HMO $328.23 ↓ -79%
Cigna PPO $328.23 ↓ -79%
Cigna HMO $328.23 ↓ -79%
AvMed FullyInsured $328.23 ↓ -79%
Health Sun Health Plan MGMCR $332.92 ↓ -79%
AvMed Empower $343.86 ↓ -78%
AvMed Flex $343.86 ↓ -78%
AvMed Focus $343.86 ↓ -78%
AvMed Engage $343.86 ↓ -78%
AvMed Select $343.86 ↓ -78%
AIDS Healthcare MGMCR $343.86 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $359.49 ↓ -77%
United PPO OptionsPPO $370.43 ↓ -76%
AvMed ASOEO $375.12 ↓ -76%
Sunshine State Health Plan QHP $406.38 ↓ -74%
Molina HIX $422.01 ↓ -73%
Aetna ASA $468.90 ↓ -70%
Humana PPO $531.42 ↓ -66%
Healthy Palm Beaches COMM $550.00 ↓ -65%
United GlobalBenefitPlanAppendix $703.35 ↓ -55%
Palm Beach Juvenile Correction GVT $781.50 ↓ -50%
AvMed JacksonFirstNetworkOON $781.50 ↓ -50%
Prime Health Sherriff COMM $781.50 ↓ -50%
Plotkin Health COMM $781.50 ↓ -50%
Health Care District COMM $781.50 ↓ -50%
Medica HealthCare MCR $906.54 ↓ -42%
Multiplan COMMPPOPRIMARYNETWORK $1,172.25 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,328.55 ↓ -15%
AIDS Healthcare MGMCD $1,875.60 ↑ +20%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Ot evaluation moderate complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $370.06 $93.63 – $164.50
Adventhealth Lake Wales Lake Wales $758.39 $98.56 – $218.80
Adventhealth Palm Coast Parkway Palm Coast $450.35 not published
Adventhealth Tampa Tampa $762.26 $98.56 – $218.80
AdventHealth New Smyrna Beach New Smyrna Beach $421.73 $93.63 – $215.30
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $900.00 $69.39 – $104.08
Adventhealth Port Charlotte Port Charlotte $773.05 not published
cleveland clinic florida weston hospital Weston $547.95 $66.98 – $716.55

All Florida hospitals for this procedure →