ER Visit (level 1, minor) at HCA FLORIDA PALMS WEST HOSPITAL

13001 SOUTHERN BLVD, LOXAHATCHEE, FL · HCA Florida Healthcare · · NPI 1528014669

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.65 with CorVel Corporation vs $3,143.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $25.65
Prime Health WORKERSCOMP $26.19
CareWorks (Rockport) WORKERSCOMP $26.19
Freedom Health MGMCD $254.56
United PPO OptionsPPO $377.07
Aetna ASA $477.30
Simply Healthcare HIX $576.00
Oscar HIX $637.00
AmeriHealth Caritas HIX $688.00
AvMed HIX $693.00
United GlobalBenefitPlanAppendix $715.95
Palm Beach Juvenile Correction GVT $795.50
Plotkin Health COMM $795.50
AvMed JacksonFirstNetworkOON $795.50
Prime Health Sherriff COMM $795.50
Molina HIX $800.00
United AllPayerAppendix $860.00
AvMed Engage $978.00
AvMed Flex $978.00
AvMed Focus $978.00
AvMed Select $978.00
AvMed Empower $978.00
AvMed FullyInsured $988.00
AvMed ASOEO $1,088.00
Multiplan COMMPPOPRIMARYNETWORK $1,193.25
Sunshine State Health Plan QHP $1,240.00
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,352.35
BCBS MBN $1,474.00
BCBS HMO $1,868.00
BCBS SBN $1,868.00
AIDS Healthcare MGMCD $1,909.20
BCBS NWB $2,047.00
BCBS PPO $2,047.00
BCBS BSLNON-PAR $2,220.00
BCBS PHS $2,220.00
Cigna HMO $3,143.00
Cigna PPO $3,143.00

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

ER Visit (level 1, minor) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $448.22 $83.65 – $146.97
Adventhealth Lake Wales Lake Wales $344.60 $88.06 – $195.49
Adventhealth Palm Coast Parkway Palm Coast $317.92 $83.65 – $188.08
Adventhealth Tampa Tampa $354.21 $88.06 – $195.49
AdventHealth New Smyrna Beach New Smyrna Beach $529.60 $83.65 – $192.36
Adventhealth Port Charlotte Port Charlotte $1,386.74 $88.06 – $160.79
cleveland clinic florida weston hospital Weston $494.00 $11.70 – $646.00
martin north hospital Stuart $494.00 $11.91 – $380.00

All Florida hospitals for this procedure →