#cf-97variants at HCA FLORIDA PALMS WEST HOSPITAL

13001 SOUTHERN BLVD, LOXAHATCHEE, FL · HCA Florida Healthcare · · NPI 1528014669

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$220.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$220.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.92 with Optimum vs $834.90 with AmeriHealth Caritas — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $18.92 ↓ -91%
Freedom Health MGMCR $18.92 ↓ -91%
AvMed HIX $28.60 ↓ -87%
Simply Healthcare Plans MGMCR $28.60 ↓ -87%
Freedom Health MGMCD $35.20 ↓ -84%
Molina MCR $41.80 ↓ -81%
AvMed FullyInsured $46.20 ↓ -79%
Humana HMO $46.20 ↓ -79%
Health Sun Health Plan MGMCR $46.86 ↓ -79%
AvMed Flex $48.40 ↓ -78%
AvMed Engage $48.40 ↓ -78%
AvMed Select $48.40 ↓ -78%
AvMed Focus $48.40 ↓ -78%
AvMed Empower $48.40 ↓ -78%
AIDS Healthcare MGMCR $48.40 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $50.60 ↓ -77%
United PPO OptionsPPO $52.14 ↓ -76%
AvMed ASOEO $52.80 ↓ -76%
Sunshine State Health Plan QHP $57.20 ↓ -74%
Molina HIX $59.40 ↓ -73%
Aetna ASA $66.00 ↓ -70%
Humana PPO $74.80 ↓ -66%
United GlobalBenefitPlanAppendix $99.00 ↓ -55%
Prime Health Sherriff COMM $110.00 ↓ -50%
Palm Beach Juvenile Correction GVT $110.00 ↓ -50%
AvMed JacksonFirstNetworkOON $110.00 ↓ -50%
Health Care District COMM $110.00 ↓ -50%
Plotkin Health COMM $110.00 ↓ -50%
CorVel Corporation WORKERSCOMP $110.39 ↓ -50%
CareWorks (Rockport) WORKERSCOMP $112.71 ↓ -49%
Prime Health WORKERSCOMP $112.71 ↓ -49%
Medica HealthCare MCR $127.60 ↓ -42%
Multiplan COMMPPOPRIMARYNETWORK $165.00 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $187.00 ↓ -15%
AIDS Healthcare MGMCD $264.00 ↑ +20%
Healthy Palm Beaches COMM $550.00 ↑ +150%
HUMANA MGMCRHMO $551.03 ↑ +150%
HUMANA MGMCRPPO $551.03 ↑ +150%
Humana TRICR $554.15 ↑ +152%
Devoted Health MCR $556.60 ↑ +153%
United AllPayerAppendix $556.60 ↑ +153%
United GVT $556.60 ↑ +153%
CarePlus SFL MGMCR $556.60 ↑ +153%
NDMS Definitive Care MGMCR $556.60 ↑ +153%
Veterans Evaluation Services MCR $556.60 ↑ +153%
Wellmed MGMCR $556.60 ↑ +153%
BCBS MCRHMO $567.73 ↑ +158%
United MCR $567.73 ↑ +158%
BCBS MCRPPO $567.73 ↑ +158%
Aetna MCR $573.30 ↑ +161%
Prominence HealthFirst MCRHMO $584.43 ↑ +166%
Oscar MCR $584.43 ↑ +166%
Sunshine State MCR $584.43 ↑ +166%
American Health Plan MCR $590.00 ↑ +168%
Florida Complete Care MCR $595.56 ↑ +171%
Cigna HealthSpring MGMCR $595.56 ↑ +171%
Align MCR $595.56 ↑ +171%
Centurion GVT $612.26 ↑ +178%
Sunshine State MCD $612.26 ↑ +178%
Doctors Healthcare Plan MCR $612.26 ↑ +178%
Gold Kidney MCR $623.39 ↑ +183%
Longevity Health Plan MCR $667.92 ↑ +204%
AmeriHealth Caritas MGMCR $667.92 ↑ +204%
Simply Healthcare HIX $706.88 ↑ +221%
Oscar HIX $784.81 ↑ +257%
Solis Health Plan MCR $807.07 ↑ +267%
AmeriHealth Caritas HIX $834.90 ↑ +280%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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#cf-97variants at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,691.38 $528.77 – $928.97
Adventhealth Palm Coast Parkway Palm Coast $1,580.47 $528.77 – $1,188.84
AdventHealth New Smyrna Beach New Smyrna Beach $1,194.28 $528.77 – $1,215.89
Adventhealth Port Charlotte Port Charlotte $3,717.42 $556.60 – $1,016.35
cleveland clinic florida weston hospital Weston $518.70 $170.10 – $681.00
martin north hospital Stuart $518.70 $163.20 – $612.26
indian river hospital Vero Beach $375.05 $135.02 – $612.26
Baptist Hospital MIAMI $455.00 $121.10 – $630.00

All Florida hospitals for this procedure →