X-ray hand 2 views (both sides) at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$164.91 with AvMed vs $1,236.83 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $164.91
Simply MGMCR $211.63
United AllPayerAppendix $245.18
Humana PPO $274.85
Humana HMO $274.85
CorVel Corporation WORKERSCOMP $291.85
Prime Health WC $297.99
Careworks (Rockport Community) WORKERSCOMP $307.21
Evolutions TieredNetwork $316.08
United OptionsPPO $324.32
AvMed HMOFI $329.82
Sunshine State Health Plan QHP $350.43
AvMed ASOEO $384.79
Aetna ASA $412.27
Molina Healthcare HIX $439.76
United GlobalBenefitPlan $618.41
Plotkin Health COMM $687.13
AvMed HIXOON $687.13
Prime Health Sheriff WORKERSCOMP $687.13
Prime Health Sheriff COMM $687.13
Hamilton County Jail Prison $742.10
Multiplan Primary $1,071.91
Evolutions TRADITIONALPPO $1,168.11
Multiplan Complementary $1,168.11
PPO Next PPO $1,168.11
PPO Next COMM $1,168.11
NovaNet COMM $1,236.83
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray hand 2 views (both sides) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $688.44 $94.39 – $182.21
Adventhealth Lake Wales Lake Wales $1,165.12 $77.67 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $681.59 $85.22 – $286.15
Adventhealth Tampa Tampa $1,125.12 $76.59 – $242.37
AdventHealth New Smyrna Beach New Smyrna Beach $680.46 $103.72 – $238.49
Adventhealth Port Charlotte Port Charlotte $1,238.77 $80.04 – $199.35
cleveland clinic florida weston hospital Weston $638.30 $6.96 – $780.30
martin north hospital Stuart $638.30 $6.23 – $459.00

All Florida hospitals for this procedure →