Warde 3008005 oligoclonal bands at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$42.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$42.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.10 with AvMed vs $39.00 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $5.10 ↓ -88%
Simply MGMCR $6.54 ↓ -85%
Humana HMO $8.50 ↓ -80%
Humana PPO $8.50 ↓ -80%
Evolutions TieredNetwork $9.78 ↓ -77%
United OptionsPPO $10.03 ↓ -76%
AvMed HMOFI $10.20 ↓ -76%
Sunshine State Health Plan QHP $10.84 ↓ -74%
AvMed ASOEO $11.90 ↓ -72%
Aetna ASA $12.75 ↓ -70%
Molina Healthcare HIX $13.60 ↓ -68%
United GlobalBenefitPlan $19.13 ↓ -55%
Plotkin Health COMM $21.25 ↓ -50%
Prime Health Sheriff COMM $21.25 ↓ -50%
AvMed HIXOON $21.25 ↓ -50%
Prime Health Sheriff WORKERSCOMP $21.25 ↓ -50%
Hamilton County Jail Prison $22.95 ↓ -46%
Hospice of North Central FL FEDERAL $24.65 ↓ -42%
Humana TRICARE $24.82 ↓ -42%
NDMS Definitive Care MGMCR $27.39 ↓ -36%
Humana MGMCRHMO $27.39 ↓ -36%
Humana MGMCRPPO $27.39 ↓ -36%
Wellmed MGMCR $27.39 ↓ -36%
United VACCN $27.39 ↓ -36%
United AllPayerAppendix $27.39 ↓ -36%
United MCR $27.94 ↓ -34%
BCBS MCRPPO $27.94 ↓ -34%
BCBS MCRHMO $27.94 ↓ -34%
Aetna MCR $28.07 ↓ -34%
WellCare MCR $28.76 ↓ -32%
Sunshine State MCR $28.76 ↓ -32%
American Health Plan MCR $29.03 ↓ -32%
Cigna Healthspring MCR $29.31 ↓ -31%
Align Senior Care MGMCR $29.31 ↓ -31%
Florida Complete Care MCR $29.31 ↓ -31%
Gold Kidney of Florida MCR $29.86 ↓ -30%
Centurion GVT $30.13 ↓ -29%
Clear Spring Health MCR $30.13 ↓ -29%
Ultimate Health Plan MCR $31.50 ↓ -26%
Longevity Health Plan MCR $32.87 ↓ -23%
Multiplan Primary $33.15 ↓ -22%
Oscar HIX $33.42 ↓ -21%
Simply Healthcare HIX $34.24 ↓ -19%
Evolutions TRADITIONALPPO $36.13 ↓ -15%
PPO Next PPO $36.13 ↓ -15%
PPO Next COMM $36.13 ↓ -15%
Multiplan Complementary $36.13 ↓ -15%
CorVel Corporation WORKERSCOMP $37.05 ↓ -13%
Prime Health WC $37.83 ↓ -11%
NovaNet COMM $38.25 ↓ -10%
Careworks (Rockport Community) WORKERSCOMP $39.00 ↓ -8%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Warde 3008005 oligoclonal bands at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $107.97 $26.02 – $45.71
Adventhealth Lake Wales Lake Wales $88.83 $27.39 – $60.81
Adventhealth Palm Coast Parkway Palm Coast $96.71 $26.02 – $58.50
Adventhealth Tampa Tampa $422.76 $27.39 – $60.81
AdventHealth New Smyrna Beach New Smyrna Beach $57.81 $26.02 – $59.83
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $34.00 $21.91 – $40.20
Adventhealth Port Charlotte Port Charlotte $201.88 $27.39 – $50.01
cleveland clinic florida weston hospital Weston $30.55 $11.50 – $42.24

All Florida hospitals for this procedure →