Urine Culture Test at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.26 with Hospice of North Central FL vs $397.13 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hospice of North Central FL FEDERAL $7.26
Humana TRICARE $7.31
Humana MGMCRHMO $8.07
Humana MGMCRPPO $8.07
United VACCN $8.07
Wellmed MGMCR $8.07
NDMS Definitive Care MGMCR $8.07
United AllPayerAppendix $8.07
BCBS MCRHMO $8.23
BCBS MCRPPO $8.23
United MCR $8.23
Aetna MCR $8.27
Sunshine State MCR $8.47
WellCare MCR $8.47
American Health Plan MCR $8.55
Florida Complete Care MCR $8.63
Align Senior Care MGMCR $8.63
Cigna Healthspring MCR $8.63
Gold Kidney of Florida MCR $8.80
Centurion GVT $8.88
Clear Spring Health MCR $8.88
Ultimate Health Plan MCR $9.28
Longevity Health Plan MCR $9.68
Oscar HIX $9.85
Simply Healthcare HIX $10.09
AvMed HIX $52.95
Simply MGMCR $67.95
Humana PPO $88.25
Humana HMO $88.25
Evolutions TieredNetwork $101.49
United OptionsPPO $104.14
AvMed HMOFI $105.90
Sunshine State Health Plan QHP $112.52
AvMed ASOEO $123.55
Aetna ASA $132.38
Molina Healthcare HIX $141.20
CorVel Corporation WORKERSCOMP $160.84
Prime Health WC $164.22
Careworks (Rockport Community) WORKERSCOMP $169.30
United GlobalBenefitPlan $198.56
Prime Health Sheriff WORKERSCOMP $220.63
Plotkin Health COMM $220.63
Prime Health Sheriff COMM $220.63
AvMed HIXOON $220.63
Hamilton County Jail Prison $238.28
Multiplan Primary $344.18
PPO Next PPO $375.06
Evolutions TRADITIONALPPO $375.06
PPO Next COMM $375.06
Multiplan Complementary $375.06
NovaNet COMM $397.13
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Urine Culture Test at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $276.43 $7.67 – $13.47
Adventhealth Lake Wales Lake Wales $675.31 $8.07 – $17.92
Adventhealth Palm Coast Parkway Palm Coast $276.43 $7.67 – $17.24
Adventhealth Tampa Tampa $169.52 $8.07 – $17.92
AdventHealth New Smyrna Beach New Smyrna Beach $257.28 $7.67 – $17.63
Adventhealth Port Charlotte Port Charlotte $59.08 $8.07 – $14.74
cleveland clinic florida weston hospital Weston $92.30 $3.39 – $120.70
martin north hospital Stuart $92.30 $3.39 – $71.00

All Florida hospitals for this procedure →