Surgical pathology level 6 gross & microscopic examination at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$2,262.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,262.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$258.41 with CorVel Corporation vs $2,035.80 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $258.41 ↓ -89%
Prime Health WC $263.85 ↓ -88%
AvMed HIX $271.44 ↓ -88%
Oscar HIX $271.44 ↓ -88%
Careworks (Rockport Community) WORKERSCOMP $272.01 ↓ -88%
Simply Healthcare HIX $287.27 ↓ -87%
Simply MGMCR $348.35 ↓ -85%
Humana PPO $452.40 ↓ -80%
Humana HMO $452.40 ↓ -80%
Evolutions TieredNetwork $520.26 ↓ -77%
United OptionsPPO $533.83 ↓ -76%
AvMed HMOFI $542.88 ↓ -76%
Sunshine State Health Plan QHP $576.81 ↓ -75%
AvMed ASOEO $633.36 ↓ -72%
United AllPayerAppendix $656.15 ↓ -71%
Aetna ASA $678.60 ↓ -70%
Molina Healthcare HIX $723.84 ↓ -68%
United GlobalBenefitPlan $1,017.90 ↓ -55%
Prime Health Sheriff WORKERSCOMP $1,131.00 ↓ -50%
AvMed HIXOON $1,131.00 ↓ -50%
Prime Health Sheriff COMM $1,131.00 ↓ -50%
Plotkin Health COMM $1,131.00 ↓ -50%
Hamilton County Jail Prison $1,221.48 ↓ -46%
Multiplan Primary $1,764.36 ↓ -22%
Evolutions TRADITIONALPPO $1,922.70 ↓ -15%
Multiplan Complementary $1,922.70 ↓ -15%
PPO Next PPO $1,922.70 ↓ -15%
PPO Next COMM $1,922.70 ↓ -15%
NovaNet COMM $2,035.80 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Surgical pathology level 6 gross & microscopic examination at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $867.45 not published
Adventhealth Lake Wales Lake Wales $2,402.67 not published
Adventhealth Palm Coast Parkway Palm Coast $1,690.20 not published
Adventhealth Tampa Tampa $2,669.63 not published
AdventHealth New Smyrna Beach New Smyrna Beach $1,650.05 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $5,967.00 $274.61 – $656.15
Adventhealth Port Charlotte Port Charlotte $3,231.32 $841.35 – $1,536.31
cleveland clinic florida weston hospital Weston $783.25 $84.20 – $1,205.00

All Florida hospitals for this procedure →