Surgical pathology level 5 gross & microscopic examination at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$916.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$916.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$109.95 with AvMed vs $824.63 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $109.95 ↓ -88%
Oscar HIX $109.95 ↓ -88%
Simply Healthcare HIX $116.36 ↓ -87%
Simply MGMCR $141.10 ↓ -85%
Humana PPO $183.25 ↓ -80%
Humana HMO $183.25 ↓ -80%
Evolutions TieredNetwork $210.74 ↓ -77%
United OptionsPPO $216.24 ↓ -76%
AvMed HMOFI $219.90 ↓ -76%
Sunshine State Health Plan QHP $233.64 ↓ -75%
AvMed ASOEO $256.55 ↓ -72%
Aetna ASA $274.88 ↓ -70%
United AllPayerAppendix $291.26 ↓ -68%
Molina Healthcare HIX $293.20 ↓ -68%
United GlobalBenefitPlan $412.31 ↓ -55%
Plotkin Health COMM $458.13 ↓ -50%
Prime Health Sheriff WORKERSCOMP $458.13 ↓ -50%
Prime Health Sheriff COMM $458.13 ↓ -50%
AvMed HIXOON $458.13 ↓ -50%
Hamilton County Jail Prison $494.77 ↓ -46%
CorVel Corporation WORKERSCOMP $576.46 ↓ -37%
Prime Health WC $588.60 ↓ -36%
Careworks (Rockport Community) WORKERSCOMP $606.80 ↓ -34%
Multiplan Primary $714.67 ↓ -22%
Evolutions TRADITIONALPPO $778.81 ↓ -15%
PPO Next PPO $778.81 ↓ -15%
PPO Next COMM $778.81 ↓ -15%
Multiplan Complementary $778.81 ↓ -15%
NovaNet COMM $824.63 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Surgical pathology level 5 gross & microscopic examination at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $713.38 $355.60 – $624.74
Adventhealth Lake Wales Lake Wales $915.98 $374.32 – $830.99
Adventhealth Palm Coast Parkway Palm Coast $717.11 $355.60 – $799.51
Adventhealth Tampa Tampa $1,494.75 $374.32 – $830.99
AdventHealth New Smyrna Beach New Smyrna Beach $616.32 $355.60 – $817.70
Adventhealth Port Charlotte Port Charlotte $1,434.09 $374.32 – $683.50
cleveland clinic florida weston hospital Weston $444.60 $47.77 – $684.00
martin north hospital Stuart $445.25 $99.69 – $684.00

All Florida hospitals for this procedure →