Surgical pathology level 4 gross & microscopic examination at HCA FLORIDA LAKE CITY HOSPITAL
1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879
$198.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$198.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$23.76 with Oscar vs $461.28 with Careworks (Rockport Community) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Oscar | HIX | $23.76 | ↓ -88% |
| AvMed | HIX | $23.76 | ↓ -88% |
| Simply Healthcare | HIX | $25.15 | ↓ -87% |
| Simply | MGMCR | $30.49 | ↓ -85% |
| Humana | HMO | $39.60 | ↓ -80% |
| Humana | PPO | $39.60 | ↓ -80% |
| Evolutions | TieredNetwork | $45.54 | ↓ -77% |
| United | OptionsPPO | $46.73 | ↓ -76% |
| AvMed | HMOFI | $47.52 | ↓ -76% |
| United | AllPayerAppendix | $49.76 | ↓ -75% |
| Sunshine State Health Plan | QHP | $50.49 | ↓ -75% |
| AvMed | ASOEO | $55.44 | ↓ -72% |
| Aetna | ASA | $59.40 | ↓ -70% |
| Molina Healthcare | HIX | $63.36 | ↓ -68% |
| United | GlobalBenefitPlan | $89.10 | ↓ -55% |
| Plotkin Health | COMM | $99.00 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $99.00 | ↓ -50% |
| Prime Health Sheriff | COMM | $99.00 | ↓ -50% |
| AvMed | HIXOON | $99.00 | ↓ -50% |
| Hamilton County Jail | Prison | $106.92 | ↓ -46% |
| Multiplan | Primary | $154.44 | ↓ -22% |
| Multiplan | Complementary | $168.30 | ↓ -15% |
| PPO Next | PPO | $168.30 | ↓ -15% |
| PPO Next | COMM | $168.30 | ↓ -15% |
| Evolutions | TRADITIONALPPO | $168.30 | ↓ -15% |
| NovaNet | COMM | $178.20 | ↓ -10% |
| CorVel Corporation | WORKERSCOMP | $438.22 | ↑ +121% |
| Prime Health | WC | $447.44 | ↑ +126% |
| Careworks (Rockport Community) | WORKERSCOMP | $461.28 | ↑ +133% |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 4 gross & microscopic examination at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $557.21 | $51.70 – $90.82 |
| Adventhealth Lake Wales | Lake Wales | $157.26 | $54.42 – $120.81 |
| Adventhealth Palm Coast Parkway | Palm Coast | $405.00 | $51.70 – $116.23 |
| Adventhealth Tampa | Tampa | $1,206.51 | $54.42 – $120.81 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $463.46 | $51.70 – $118.88 |
| Adventhealth Port Charlotte | Port Charlotte | $405.00 | $54.42 – $99.37 |
| indian river hospital | Vero Beach | $209.95 | $19.72 – $323.00 |
| Baptist Hospital | MIAMI | $560.30 | $15.22 – $79.20 |