Pt evaluation moderate complexity patient/family at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$669.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$669.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.03 with Hospice of North Central FL vs $602.55 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hospice of North Central FL FEDERAL $76.03 ↓ -89%
AvMed HIX $80.34 ↓ -88%
Oscar HIX $80.34 ↓ -88%
Humana MGMCRHMO $84.48 ↓ -87%
Humana MGMCRPPO $84.48 ↓ -87%
NDMS Definitive Care MGMCR $84.48 ↓ -87%
United VACCN $84.48 ↓ -87%
Wellmed MGMCR $84.48 ↓ -87%
Simply Healthcare HIX $85.03 ↓ -87%
United MCR $86.17 ↓ -87%
BCBS MCRPPO $86.17 ↓ -87%
BCBS MCRHMO $86.17 ↓ -87%
Aetna MCR $86.59 ↓ -87%
Sunshine State MCR $88.70 ↓ -87%
WellCare MCR $88.70 ↓ -87%
American Health Plan MCR $89.55 ↓ -87%
CorVel Corporation WORKERSCOMP $90.25 ↓ -87%
Florida Complete Care MCR $90.39 ↓ -86%
Align Senior Care MGMCR $90.39 ↓ -86%
Cigna Healthspring MCR $90.39 ↓ -86%
Gold Kidney of Florida MCR $92.08 ↓ -86%
Prime Health WC $92.15 ↓ -86%
Humana TRICARE $92.93 ↓ -86%
Clear Spring Health MCR $92.93 ↓ -86%
Centurion GVT $92.93 ↓ -86%
Careworks (Rockport Community) WORKERSCOMP $95.00 ↓ -86%
Ultimate Health Plan MCR $97.15 ↓ -85%
Longevity Health Plan MCR $101.38 ↓ -85%
Cigna NBN $116.49 ↓ -83%
Humana PPO $133.90 ↓ -80%
Humana HMO $133.90 ↓ -80%
Evolutions TieredNetwork $153.99 ↓ -77%
United OptionsPPO $158.00 ↓ -76%
AvMed HMOFI $160.68 ↓ -76%
Sunshine State Health Plan QHP $170.72 ↓ -75%
AvMed ASOEO $187.46 ↓ -72%
Aetna ASA $200.85 ↓ -70%
Molina Healthcare HIX $214.24 ↓ -68%
Cigna ManagedCareHMO $278.51 ↓ -58%
Cigna PPO $278.51 ↓ -58%
United GlobalBenefitPlan $301.27 ↓ -55%
AvMed HIXOON $334.75 ↓ -50%
Plotkin Health COMM $334.75 ↓ -50%
Prime Health Sheriff COMM $334.75 ↓ -50%
Prime Health Sheriff WORKERSCOMP $334.75 ↓ -50%
Hamilton County Jail Prison $361.53 ↓ -46%
Multiplan Primary $522.21 ↓ -22%
Multiplan Complementary $569.08 ↓ -15%
PPO Next PPO $569.08 ↓ -15%
PPO Next COMM $569.08 ↓ -15%
Evolutions TRADITIONALPPO $569.08 ↓ -15%
NovaNet COMM $602.55 ↓ -10%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $384.35 $91.20 – $160.22
Adventhealth Lake Wales Lake Wales $589.05 $96.00 – $213.12
Adventhealth Palm Coast Parkway Palm Coast $448.92 not published
Adventhealth Tampa Tampa $660.51 $96.00 – $213.12
AdventHealth New Smyrna Beach New Smyrna Beach $444.78 $91.20 – $209.71
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $900.00 $67.58 – $101.38
Adventhealth Port Charlotte Port Charlotte $765.67 not published
cleveland clinic florida weston hospital Weston $491.40 $68.99 – $642.60

All Florida hospitals for this procedure →