Pt evaluation low complexity patient/family at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$502.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$502.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.30 with AvMed vs $452.25 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $60.30 ↓ -88%
Oscar HIX $60.30 ↓ -88%
Simply Healthcare HIX $63.82 ↓ -87%
Hospice of North Central FL FEDERAL $76.03 ↓ -85%
Humana MGMCRPPO $84.48 ↓ -83%
NDMS Definitive Care MGMCR $84.48 ↓ -83%
United VACCN $84.48 ↓ -83%
Wellmed MGMCR $84.48 ↓ -83%
Humana MGMCRHMO $84.48 ↓ -83%
United MCR $86.17 ↓ -83%
BCBS MCRPPO $86.17 ↓ -83%
BCBS MCRHMO $86.17 ↓ -83%
Aetna MCR $86.59 ↓ -83%
Cigna NBN $87.44 ↓ -83%
Sunshine State MCR $88.70 ↓ -82%
WellCare MCR $88.70 ↓ -82%
American Health Plan MCR $89.55 ↓ -82%
CorVel Corporation WORKERSCOMP $90.25 ↓ -82%
Florida Complete Care MCR $90.39 ↓ -82%
Align Senior Care MGMCR $90.39 ↓ -82%
Cigna Healthspring MCR $90.39 ↓ -82%
Gold Kidney of Florida MCR $92.08 ↓ -82%
Prime Health WC $92.15 ↓ -82%
Humana TRICARE $92.93 ↓ -82%
Clear Spring Health MCR $92.93 ↓ -82%
Centurion GVT $92.93 ↓ -82%
Careworks (Rockport Community) WORKERSCOMP $95.00 ↓ -81%
Ultimate Health Plan MCR $97.15 ↓ -81%
Humana HMO $100.50 ↓ -80%
Humana PPO $100.50 ↓ -80%
Longevity Health Plan MCR $101.38 ↓ -80%
Evolutions TieredNetwork $115.58 ↓ -77%
United OptionsPPO $118.59 ↓ -76%
AvMed HMOFI $120.60 ↓ -76%
Sunshine State Health Plan QHP $128.14 ↓ -74%
AvMed ASOEO $140.70 ↓ -72%
Aetna ASA $150.75 ↓ -70%
Molina Healthcare HIX $160.80 ↓ -68%
Cigna ManagedCareHMO $209.04 ↓ -58%
Cigna PPO $209.04 ↓ -58%
United GlobalBenefitPlan $226.13 ↓ -55%
Prime Health Sheriff COMM $251.25 ↓ -50%
AvMed HIXOON $251.25 ↓ -50%
Prime Health Sheriff WORKERSCOMP $251.25 ↓ -50%
Plotkin Health COMM $251.25 ↓ -50%
Hamilton County Jail Prison $271.35 ↓ -46%
Multiplan Primary $391.95 ↓ -22%
Multiplan Complementary $427.13 ↓ -15%
PPO Next PPO $427.13 ↓ -15%
PPO Next COMM $427.13 ↓ -15%
Evolutions TRADITIONALPPO $427.13 ↓ -15%
NovaNet COMM $452.25 ↓ -10%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Pt evaluation low complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $384.35 $93.79 – $164.78
Adventhealth Lake Wales Lake Wales $589.05 $98.73 – $219.18
Adventhealth Palm Coast Parkway Palm Coast $448.92 not published
Adventhealth Tampa Tampa $579.30 $98.73 – $219.18
AdventHealth New Smyrna Beach New Smyrna Beach $296.52 $93.79 – $215.68
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $692.00 $67.58 – $101.38
Adventhealth Port Charlotte Port Charlotte $494.86 not published
cleveland clinic florida weston hospital Weston $491.40 $68.99 – $642.60

All Florida hospitals for this procedure →