Ot evaluation high complexity patient/family at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$2,423.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,423.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$78.06 with Hospice of North Central FL vs $2,180.93 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hospice of North Central FL FEDERAL $78.06 ↓ -97%
United VACCN $86.73 ↓ -96%
Wellmed MGMCR $86.73 ↓ -96%
Humana MGMCRHMO $86.73 ↓ -96%
Humana MGMCRPPO $86.73 ↓ -96%
NDMS Definitive Care MGMCR $86.73 ↓ -96%
BCBS MCRHMO $88.47 ↓ -96%
BCBS MCRPPO $88.47 ↓ -96%
United MCR $88.47 ↓ -96%
Aetna MCR $88.90 ↓ -96%
WellCare MCR $91.07 ↓ -96%
Sunshine State MCR $91.07 ↓ -96%
American Health Plan MCR $91.94 ↓ -96%
Florida Complete Care MCR $92.80 ↓ -96%
Cigna Healthspring MCR $92.80 ↓ -96%
Align Senior Care MGMCR $92.80 ↓ -96%
Gold Kidney of Florida MCR $94.54 ↓ -96%
CorVel Corporation WORKERSCOMP $95.00 ↓ -96%
Humana TRICARE $95.28 ↓ -96%
Centurion GVT $95.41 ↓ -96%
Clear Spring Health MCR $95.41 ↓ -96%
Prime Health WC $97.00 ↓ -96%
Ultimate Health Plan MCR $99.74 ↓ -96%
Careworks (Rockport Community) WORKERSCOMP $100.00 ↓ -96%
Longevity Health Plan MCR $104.08 ↓ -96%
AvMed HIX $290.79 ↓ -88%
Oscar HIX $290.79 ↓ -88%
Simply Healthcare HIX $307.75 ↓ -87%
Cigna NBN $421.65 ↓ -83%
Humana PPO $484.65 ↓ -80%
Humana HMO $484.65 ↓ -80%
Evolutions TieredNetwork $557.35 ↓ -77%
United OptionsPPO $571.89 ↓ -76%
AvMed HMOFI $581.58 ↓ -76%
Sunshine State Health Plan QHP $617.93 ↓ -74%
AvMed ASOEO $678.51 ↓ -72%
Aetna ASA $726.98 ↓ -70%
Molina Healthcare HIX $775.44 ↓ -68%
Cigna PPO $1,008.07 ↓ -58%
Cigna ManagedCareHMO $1,008.07 ↓ -58%
United GlobalBenefitPlan $1,090.46 ↓ -55%
Prime Health Sheriff WORKERSCOMP $1,211.63 ↓ -50%
Prime Health Sheriff COMM $1,211.63 ↓ -50%
AvMed HIXOON $1,211.63 ↓ -50%
Plotkin Health COMM $1,211.63 ↓ -50%
Hamilton County Jail Prison $1,308.56 ↓ -46%
Multiplan Primary $1,890.13 ↓ -22%
PPO Next PPO $2,059.76 ↓ -15%
Evolutions TRADITIONALPPO $2,059.76 ↓ -15%
Multiplan Complementary $2,059.76 ↓ -15%
PPO Next COMM $2,059.76 ↓ -15%
NovaNet COMM $2,180.93 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Ot evaluation high complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $369.90 $93.63 – $164.50
Adventhealth Lake Wales Lake Wales $758.39 $98.56 – $218.80
Adventhealth Palm Coast Parkway Palm Coast $474.36 not published
Adventhealth Tampa Tampa $846.31 $98.56 – $218.80
AdventHealth New Smyrna Beach New Smyrna Beach $562.30 $93.63 – $215.30
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,109.00 $69.39 – $104.08
Adventhealth Port Charlotte Port Charlotte $906.00 not published
cleveland clinic florida weston hospital Weston $547.95 $66.98 – $716.55

All Florida hospitals for this procedure →