Obstetric panel inc HIV tstg at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$67.37 with Hospice of North Central FL vs $234.92 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hospice of North Central FL FEDERAL $67.37
Humana TRICARE $67.85
Humana MGMCRPPO $74.86
United VACCN $74.86
United AllPayerAppendix $74.86
NDMS Definitive Care MGMCR $74.86
Wellmed MGMCR $74.86
Humana MGMCRHMO $74.86
United MCR $76.36
BCBS MCRPPO $76.36
BCBS MCRHMO $76.36
Aetna MCR $76.73
WellCare MCR $78.60
Sunshine State MCR $78.60
American Health Plan MCR $79.35
Cigna Healthspring MCR $80.10
Align Senior Care MGMCR $80.10
Florida Complete Care MCR $80.10
Gold Kidney of Florida MCR $81.60
Centurion GVT $82.35
Clear Spring Health MCR $82.35
Ultimate Health Plan MCR $86.09
Longevity Health Plan MCR $89.83
Oscar HIX $91.33
Simply Healthcare HIX $93.58
CorVel Corporation WORKERSCOMP $223.17
Prime Health WC $227.87
Careworks (Rockport Community) WORKERSCOMP $234.92
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Obstetric panel inc HIV tstg at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $705.81 $71.12 – $124.94
Adventhealth Tampa Tampa $1,155.46 $74.86 – $166.19
Adventhealth Port Charlotte Port Charlotte $262.01 $74.86 – $136.69
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $160.80 $74.86 – $281.60
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $263.65 $74.86 – $281.60
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $387.27 $74.86 – $281.60
AdventHealth Orlando Orlando $1,016.00 $74.86 – $198.38
Adventhealth Riverview Riverview $1,155.46 not published

All Florida hospitals for this procedure →