Mayo factor x at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$83.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$83.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.96 with AvMed vs $97.01 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $9.96 ↓ -88%
Simply MGMCR $12.78 ↓ -85%
Hospice of North Central FL FEDERAL $16.11 ↓ -81%
Humana TRICARE $16.23 ↓ -80%
Humana PPO $16.60 ↓ -80%
Humana HMO $16.60 ↓ -80%
United AllPayerAppendix $17.90 ↓ -78%
United VACCN $17.90 ↓ -78%
Humana MGMCRHMO $17.90 ↓ -78%
Humana MGMCRPPO $17.90 ↓ -78%
Wellmed MGMCR $17.90 ↓ -78%
NDMS Definitive Care MGMCR $17.90 ↓ -78%
BCBS MCRHMO $18.26 ↓ -78%
United MCR $18.26 ↓ -78%
BCBS MCRPPO $18.26 ↓ -78%
Aetna MCR $18.35 ↓ -78%
Sunshine State MCR $18.79 ↓ -77%
WellCare MCR $18.79 ↓ -77%
American Health Plan MCR $18.97 ↓ -77%
Evolutions TieredNetwork $19.09 ↓ -77%
Florida Complete Care MCR $19.15 ↓ -77%
Align Senior Care MGMCR $19.15 ↓ -77%
Cigna Healthspring MCR $19.15 ↓ -77%
Gold Kidney of Florida MCR $19.51 ↓ -76%
United OptionsPPO $19.59 ↓ -76%
Centurion GVT $19.69 ↓ -76%
Clear Spring Health MCR $19.69 ↓ -76%
AvMed HMOFI $19.92 ↓ -76%
Ultimate Health Plan MCR $20.58 ↓ -75%
Sunshine State Health Plan QHP $21.16 ↓ -75%
Longevity Health Plan MCR $21.48 ↓ -74%
Oscar HIX $21.84 ↓ -74%
Simply Healthcare HIX $22.38 ↓ -73%
AvMed ASOEO $23.24 ↓ -72%
Aetna ASA $24.90 ↓ -70%
Molina Healthcare HIX $26.56 ↓ -68%
United GlobalBenefitPlan $37.35 ↓ -55%
Prime Health Sheriff COMM $41.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $41.50 ↓ -50%
Plotkin Health COMM $41.50 ↓ -50%
AvMed HIXOON $41.50 ↓ -50%
Hamilton County Jail Prison $44.82 ↓ -46%
Multiplan Primary $64.74 ↓ -22%
PPO Next PPO $70.55 ↓ -15%
Multiplan Complementary $70.55 ↓ -15%
Evolutions TRADITIONALPPO $70.55 ↓ -15%
PPO Next COMM $70.55 ↓ -15%
NovaNet COMM $74.70 ↓ -10%
CorVel Corporation WORKERSCOMP $92.16 ↑ +11%
Prime Health WC $94.10 ↑ +13%
Careworks (Rockport Community) WORKERSCOMP $97.01 ↑ +17%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Mayo factor x at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $71.84 $17.00 – $29.88
Adventhealth Palm Coast Parkway Palm Coast $7.94 $17.00 – $38.23
Adventhealth Tampa Tampa $179.91 $17.90 – $39.74
AdventHealth New Smyrna Beach New Smyrna Beach $61.92 $17.00 – $39.10
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $367.00 $14.32 – $100.00
Adventhealth Port Charlotte Port Charlotte $119.09 $17.90 – $32.69
cleveland clinic florida weston hospital Weston $87.10 $2.12 – $67.15
martin north hospital Stuart $87.10 $2.23 – $59.25

All Florida hospitals for this procedure →