Fetal hemoglobin rosette at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$40.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$40.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.83 with AvMed vs $97.01 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $4.83 ↓ -88%
Simply MGMCR $6.20 ↓ -85%
Humana PPO $8.05 ↓ -80%
Humana HMO $8.05 ↓ -80%
Hospice of North Central FL FEDERAL $8.42 ↓ -79%
Humana TRICARE $8.49 ↓ -79%
Evolutions TieredNetwork $9.26 ↓ -77%
United AllPayerAppendix $9.36 ↓ -77%
Humana MGMCRHMO $9.36 ↓ -77%
Humana MGMCRPPO $9.36 ↓ -77%
Wellmed MGMCR $9.36 ↓ -77%
NDMS Definitive Care MGMCR $9.36 ↓ -77%
United VACCN $9.36 ↓ -77%
United OptionsPPO $9.50 ↓ -76%
United MCR $9.55 ↓ -76%
BCBS MCRHMO $9.55 ↓ -76%
BCBS MCRPPO $9.55 ↓ -76%
Aetna MCR $9.59 ↓ -76%
AvMed HMOFI $9.66 ↓ -76%
Sunshine State MCR $9.83 ↓ -76%
WellCare MCR $9.83 ↓ -76%
American Health Plan MCR $9.92 ↓ -75%
Florida Complete Care MCR $10.02 ↓ -75%
Align Senior Care MGMCR $10.02 ↓ -75%
Cigna Healthspring MCR $10.02 ↓ -75%
Gold Kidney of Florida MCR $10.20 ↓ -75%
Sunshine State Health Plan QHP $10.26 ↓ -75%
Centurion GVT $10.30 ↓ -74%
Clear Spring Health MCR $10.30 ↓ -74%
Ultimate Health Plan MCR $10.76 ↓ -73%
Longevity Health Plan MCR $11.23 ↓ -72%
AvMed ASOEO $11.27 ↓ -72%
Oscar HIX $11.42 ↓ -72%
Simply Healthcare HIX $11.70 ↓ -71%
Aetna ASA $12.07 ↓ -70%
Molina Healthcare HIX $12.88 ↓ -68%
United GlobalBenefitPlan $18.11 ↓ -55%
Prime Health Sheriff COMM $20.13 ↓ -50%
Prime Health Sheriff WORKERSCOMP $20.13 ↓ -50%
Plotkin Health COMM $20.13 ↓ -50%
AvMed HIXOON $20.13 ↓ -50%
Hamilton County Jail Prison $21.73 ↓ -46%
Multiplan Primary $31.39 ↓ -22%
PPO Next PPO $34.21 ↓ -15%
Evolutions TRADITIONALPPO $34.21 ↓ -15%
Multiplan Complementary $34.21 ↓ -15%
PPO Next COMM $34.21 ↓ -15%
NovaNet COMM $36.23 ↓ -10%
CorVel Corporation WORKERSCOMP $92.16 ↑ +129%
Prime Health WC $94.10 ↑ +134%
Careworks (Rockport Community) WORKERSCOMP $97.01 ↑ +141%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Fetal hemoglobin rosette at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $179.24 $8.89 – $15.62
Adventhealth Tampa Tampa $96.16 $9.36 – $20.78
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $187.00 $7.49 – $100.00
Adventhealth Port Charlotte Port Charlotte $68.94 $9.36 – $17.09
cleveland clinic florida weston hospital Weston $48.10 $2.81 – $62.90
martin north hospital Stuart $78.65 $2.96 – $90.75
indian river hospital Vero Beach $48.10 $2.81 – $59.20
Baptist Hospital MIAMI $245.05 $3.12 – $339.30

All Florida hospitals for this procedure →