Contrast x-ray of knee joint at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$665.01 with CorVel Corporation vs $5,126.18 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $665.01
Prime Health WC $679.01
AvMed HIX $683.49
Careworks (Rockport Community) WORKERSCOMP $700.01
United AllPayerAppendix $828.27
Simply MGMCR $877.15
Humana PPO $1,139.15
Humana HMO $1,139.15
Evolutions TieredNetwork $1,310.02
United OptionsPPO $1,344.20
AvMed HMOFI $1,366.98
Sunshine State Health Plan QHP $1,452.42
AvMed ASOEO $1,594.81
Aetna ASA $1,708.72
Molina Healthcare HIX $1,822.64
United GlobalBenefitPlan $2,563.09
Plotkin Health COMM $2,847.88
AvMed HIXOON $2,847.88
Prime Health Sheriff WORKERSCOMP $2,847.88
Prime Health Sheriff COMM $2,847.88
Hamilton County Jail Prison $3,075.70
Multiplan Primary $4,442.69
Evolutions TRADITIONALPPO $4,841.39
Multiplan Complementary $4,841.39
PPO Next PPO $4,841.39
PPO Next COMM $4,841.39
NovaNet COMM $5,126.18
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
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Contrast x-ray of knee joint at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,572.77 $346.11 – $608.05
Adventhealth Palm Coast Parkway Palm Coast $1,370.11 $346.11 – $1,140.93
Adventhealth Tampa Tampa $3,495.47 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $2,458.01 $346.11 – $795.86
Adventhealth Port Charlotte Port Charlotte $1,638.34 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,171.00 $24.88 – $2,618.00
martin north hospital Stuart $2,002.00 $22.26 – $1,484.50
indian river hospital Vero Beach $2,002.00 $22.17 – $2,375.20

All Florida hospitals for this procedure →