Consultation pathology during surgery at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$189.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$189.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.71 with Oscar vs $272.01 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $22.71 ↓ -88%
AvMed HIX $22.71 ↓ -88%
Simply Healthcare HIX $24.03 ↓ -87%
Simply MGMCR $29.14 ↓ -85%
United AllPayerAppendix $33.84 ↓ -82%
Humana HMO $37.85 ↓ -80%
Humana PPO $37.85 ↓ -80%
Evolutions TieredNetwork $43.53 ↓ -77%
United OptionsPPO $44.66 ↓ -76%
AvMed HMOFI $45.42 ↓ -76%
Sunshine State Health Plan QHP $48.26 ↓ -74%
AvMed ASOEO $52.99 ↓ -72%
Aetna ASA $56.77 ↓ -70%
Molina Healthcare HIX $60.56 ↓ -68%
United GlobalBenefitPlan $85.16 ↓ -55%
Plotkin Health COMM $94.63 ↓ -50%
Prime Health Sheriff WORKERSCOMP $94.63 ↓ -50%
Prime Health Sheriff COMM $94.63 ↓ -50%
AvMed HIXOON $94.63 ↓ -50%
Hamilton County Jail Prison $102.19 ↓ -46%
Multiplan Primary $147.62 ↓ -22%
Multiplan Complementary $160.86 ↓ -15%
PPO Next PPO $160.86 ↓ -15%
PPO Next COMM $160.86 ↓ -15%
Evolutions TRADITIONALPPO $160.86 ↓ -15%
NovaNet COMM $170.32 ↓ -10%
CorVel Corporation WORKERSCOMP $258.41 ↑ +37%
Prime Health WC $263.85 ↑ +39%
Careworks (Rockport Community) WORKERSCOMP $272.01 ↑ +44%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Consultation pathology during surgery at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $244.00 $58.52 – $102.82
Adventhealth Palm Coast Parkway Palm Coast $124.75 $58.52 – $131.58
Adventhealth Tampa Tampa $331.57 $61.60 – $136.76
AdventHealth New Smyrna Beach New Smyrna Beach $73.17 $58.52 – $134.57
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $305.00 $33.84 – $280.39
Adventhealth Port Charlotte Port Charlotte $249.89 $61.60 – $112.49
cleveland clinic florida weston hospital Weston $187.85 $21.17 – $216.75
martin north hospital Stuart $306.80 $21.17 – $236.00

All Florida hospitals for this procedure →