Calculi urinary-sendout at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$15.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$15.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.86 with AvMed vs $73.23 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $1.86 ↓ -88%
Simply MGMCR $2.39 ↓ -85%
Humana HMO $3.10 ↓ -80%
Humana PPO $3.10 ↓ -80%
Evolutions TieredNetwork $3.56 ↓ -77%
United OptionsPPO $3.66 ↓ -76%
AvMed HMOFI $3.72 ↓ -76%
Sunshine State Health Plan QHP $3.95 ↓ -75%
AvMed ASOEO $4.34 ↓ -72%
Aetna ASA $4.65 ↓ -70%
Molina Healthcare HIX $4.96 ↓ -68%
United GlobalBenefitPlan $6.97 ↓ -55%
AvMed HIXOON $7.75 ↓ -50%
Prime Health Sheriff WORKERSCOMP $7.75 ↓ -50%
Prime Health Sheriff COMM $7.75 ↓ -50%
Plotkin Health COMM $7.75 ↓ -50%
Hamilton County Jail Prison $8.37 ↓ -46%
Hospice of North Central FL FEDERAL $11.58 ↓ -25%
Humana TRICARE $11.67 ↓ -25%
Multiplan Primary $12.09 ↓ -22%
NDMS Definitive Care MGMCR $12.87 ↓ -17%
Humana MGMCRHMO $12.87 ↓ -17%
Humana MGMCRPPO $12.87 ↓ -17%
Wellmed MGMCR $12.87 ↓ -17%
United VACCN $12.87 ↓ -17%
United AllPayerAppendix $12.87 ↓ -17%
BCBS MCRHMO $13.13 ↓ -15%
United MCR $13.13 ↓ -15%
BCBS MCRPPO $13.13 ↓ -15%
Evolutions TRADITIONALPPO $13.18 ↓ -15%
Multiplan Complementary $13.18 ↓ -15%
PPO Next PPO $13.18 ↓ -15%
PPO Next COMM $13.18 ↓ -15%
Aetna MCR $13.19 ↓ -15%
WellCare MCR $13.51 ↓ -13%
Sunshine State MCR $13.51 ↓ -13%
American Health Plan MCR $13.64 ↓ -12%
Cigna Healthspring MCR $13.77 ↓ -11%
Align Senior Care MGMCR $13.77 ↓ -11%
Florida Complete Care MCR $13.77 ↓ -11%
NovaNet COMM $13.95 ↓ -10%
Gold Kidney of Florida MCR $14.03 ↓ -9%
Clear Spring Health MCR $14.16 ↓ -9%
Centurion GVT $14.16 ↓ -9%
Ultimate Health Plan MCR $14.80 ↓ -5%
Longevity Health Plan MCR $15.44 ↓ -0%
Oscar HIX $15.70 ↑ +1%
Simply Healthcare HIX $16.09 ↑ +4%
CorVel Corporation WORKERSCOMP $69.57 ↑ +349%
Prime Health WC $71.03 ↑ +358%
Careworks (Rockport Community) WORKERSCOMP $73.23 ↑ +372%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Calculi urinary-sendout at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $198.65 $12.87 – $28.57
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $15.00 $10.30 – $75.49
Adventhealth Port Charlotte Port Charlotte $85.70 $12.87 – $23.50
Baptist Hospital MIAMI $57.20 $4.86 – $79.20
Bethesda Hospital East BOYNTON BEACH $57.20 $6.32 – $79.20
Boca Raton Regional Hospital BOCA RATON $23.40 $12.87 – $23.51
Doctors Hospital CORAL GABLES $57.20 $6.12 – $79.20
Baptist Health Hospital Doral SOUTH MIAMI $57.20 $6.12 – $79.20

All Florida hospitals for this procedure →