Brain MRI (with and without contrast) at HCA FLORIDA LAKE CITY HOSPITAL

1100 SW 11TH STREET, LIVE OAK, FL · HCA Florida Healthcare · · NPI 1992751879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $7,960.05 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27
Simply MGMCR $1,362.05
Aetna QHP $1,392.00
AvMed HIX $1,800.00
Aetna PPO $1,816.00
Aetna HMO $1,816.00
United OptionsPPO $2,087.30
Sunshine State Health Plan QHP $2,255.35
Aetna ASA $2,653.35
Molina Healthcare HIX $2,830.24
AvMed HMOFI $3,110.00
CorVel Corporation WORKERSCOMP $3,367.51
AvMed ASOEO $3,418.00
Prime Health WC $3,438.41
Careworks (Rockport Community) WORKERSCOMP $3,544.75
United GlobalBenefitPlan $3,980.03
AvMed HIXOON $4,422.25
Prime Health Sheriff WORKERSCOMP $4,422.25
Prime Health Sheriff COMM $4,422.25
Plotkin Health COMM $4,422.25
Hamilton County Jail Prison $4,776.03
Multiplan Primary $6,898.71
Multiplan Complementary $7,517.82
PPO Next PPO $7,517.82
PPO Next COMM $7,517.82
Evolutions TRADITIONALPPO $7,517.82
NovaNet COMM $7,960.05

Visitor-reported prices

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Brain MRI (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,251.48 $346.11 – $865.63
Adventhealth Lake Wales Lake Wales $18,799.04 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $5,375.74 $346.11 – $1,177.02
Adventhealth Tampa Tampa $6,834.44 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $6,186.08 $346.11 – $1,130.31
Adventhealth Port Charlotte Port Charlotte $12,130.06 $364.32 – $687.95
cleveland clinic florida weston hospital Weston $2,657.20 $98.01 – $2,618.00
martin north hospital Stuart $2,570.10 $87.69 – $1,540.00

All Florida hospitals for this procedure →