X-ray skull < 4 views at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,537.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,537.28

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.44 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $1,537.28 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $21.44 ↓ -99%
Aetna MCR $31.47 ↓ -98%
Access 2 Healthcare Physicians Optimum MGMCR $32.84 ↓ -98%
Access 2 Healthcare Physicians Freedom Health MGMCR $32.84 ↓ -98%
Optimum Healthcare MCRHMO $35.58 ↓ -98%
Optimum Healthcare PFFS $35.58 ↓ -98%
Freedom Health Care MGMGR $35.58 ↓ -98%
Optimum Healthcare MCRPPO $35.58 ↓ -98%
Simply Healthcare MGMCR $70.24 ↓ -95%
United OptionsPPO $74.80 ↓ -95%
Molina MGMCR $86.66 ↓ -94%
AvMed HMOFI $100.34 ↓ -93%
Evolutions Healthcare Systems PrimeTier1 $104.90 ↓ -93%
AvMed ASOEO $114.03 ↓ -93%
Sunshine State Health Plan QHP $116.31 ↓ -92%
AvMed HIX $122.98 ↓ -92%
Molina HIX $123.15 ↓ -92%
Humana PPO $127.71 ↓ -92%
Humana HMO $127.71 ↓ -92%
Aetna ASA $136.83 ↓ -91%
United GlobalBenefitPlanAppendix $205.25 ↓ -87%
Prime Health Sheriff COMM $228.05 ↓ -85%
Plotkin Health COMM $228.05 ↓ -85%
Beacon Health Options COMM $228.05 ↓ -85%
United AllPayerAppendix $245.18 ↓ -84%
Evolutions Healthcare Systems PRIMENETWORK $250.85 ↓ -84%
Multiplan PRIMARYPPO $342.07 ↓ -78%
Evernorth BHCOMM $364.88 ↓ -76%
Evolutions Healthcare Systems ADVANTAGENETWORK $364.88 ↓ -76%
Evolutions Healthcare Systems SELECTNETWORK $364.88 ↓ -76%
Multiplan COMPLEMENTARYPPO $387.69 ↓ -75%
Evolutions Healthcare Systems CHOICENETWORK $419.61 ↓ -73%
Rockport Healthcare Group WORKERSCOMP $438.61 ↓ -71%
CorVel Corporation WORKERSCOMP $438.61 ↓ -71%
Prime Health WorkersComp $447.85 ↓ -71%
Emerging Therapy Solutions COMM $1,029.98 ↓ -33%
Optum Transplants MCR $1,537.28 ↑ +0%
Aetna NonGatedCOMM not published by hospital
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital

Visitor-reported prices

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X-ray skull < 4 views at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $678.79 $94.39 – $182.21
Adventhealth Lake Wales Lake Wales $1,745.01 $77.67 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $705.64 $85.22 – $286.15
Adventhealth Tampa Tampa $2,046.21 $76.59 – $242.37
AdventHealth New Smyrna Beach New Smyrna Beach $642.40 $103.72 – $238.49
Adventhealth Port Charlotte Port Charlotte $1,025.41 $80.04 – $199.35
cleveland clinic florida weston hospital Weston $648.05 $8.65 – $780.30
martin north hospital Stuart $648.05 $9.03 – $459.00

All Florida hospitals for this procedure →