X-ray lumbosacral spine >= 4 views at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$2,576.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,576.23

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.92 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $2,576.23 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $35.92 ↓ -99%
Aetna MCR $52.74 ↓ -98%
Access 2 Healthcare Physicians Optimum MGMCR $55.03 ↓ -98%
Access 2 Healthcare Physicians Freedom Health MGMCR $55.03 ↓ -98%
Optimum Healthcare MCRHMO $59.62 ↓ -98%
Optimum Healthcare PFFS $59.62 ↓ -98%
Freedom Health Care MGMGR $59.62 ↓ -98%
Optimum Healthcare MCRPPO $59.62 ↓ -98%
Simply Healthcare MGMCR $117.71 ↓ -95%
United OptionsPPO $125.35 ↓ -95%
Molina MGMCR $145.23 ↓ -94%
AvMed HMOFI $168.16 ↓ -93%
Evolutions Healthcare Systems PrimeTier1 $175.80 ↓ -93%
AvMed ASOEO $191.09 ↓ -93%
Sunshine State Health Plan QHP $194.91 ↓ -92%
AvMed HIX $206.10 ↓ -92%
Molina HIX $206.37 ↓ -92%
Humana PPO $214.02 ↓ -92%
Humana HMO $214.02 ↓ -92%
Aetna ASA $229.31 ↓ -91%
United AllPayerAppendix $245.18 ↓ -90%
United GlobalBenefitPlanAppendix $343.96 ↓ -87%
Plotkin Health COMM $382.18 ↓ -85%
Beacon Health Options COMM $382.18 ↓ -85%
Prime Health Sheriff COMM $382.18 ↓ -85%
Evolutions Healthcare Systems PRIMENETWORK $420.39 ↓ -84%
Multiplan PRIMARYPPO $573.26 ↓ -78%
Evernorth BHCOMM $611.48 ↓ -76%
Evolutions Healthcare Systems ADVANTAGENETWORK $611.48 ↓ -76%
Evolutions Healthcare Systems SELECTNETWORK $611.48 ↓ -76%
Multiplan COMPLEMENTARYPPO $649.70 ↓ -75%
Evolutions Healthcare Systems CHOICENETWORK $703.20 ↓ -73%
Rockport Healthcare Group WORKERSCOMP $785.61 ↓ -70%
CorVel Corporation WORKERSCOMP $785.61 ↓ -70%
Prime Health WorkersComp $802.15 ↓ -69%
Emerging Therapy Solutions COMM $1,726.07 ↓ -33%
Optum Transplants MCR $2,576.23 ↑ +0%
Aetna NonGatedCOMM not published by hospital
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital

Visitor-reported prices

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X-ray lumbosacral spine >= 4 views at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,461.71 $103.72 – $182.21
Adventhealth Lake Wales Lake Wales $2,113.80 $109.17 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $1,519.51 $103.72 – $286.15
Adventhealth Tampa Tampa $2,605.26 $109.17 – $242.37
AdventHealth New Smyrna Beach New Smyrna Beach $1,011.34 $103.72 – $238.49
Adventhealth Port Charlotte Port Charlotte $3,190.70 $109.17 – $199.35
cleveland clinic florida weston hospital Weston $670.80 $12.53 – $780.30
martin north hospital Stuart $670.80 $12.08 – $459.00

All Florida hospitals for this procedure →