X-ray hand 2 views (both sides) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.38 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $1,461.71 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $20.38
Aetna MCR $29.92
Access 2 Healthcare Physicians Optimum MGMCR $31.22
Access 2 Healthcare Physicians Freedom Health MGMCR $31.22
Optimum Healthcare MCRHMO $33.83
Optimum Healthcare PFFS $33.83
Freedom Health Care MGMGR $33.83
Optimum Healthcare MCRPPO $33.83
Simply Healthcare MGMCR $66.79
United OptionsPPO $71.12
Molina MGMCR $82.40
AvMed HMOFI $95.41
Evolutions Healthcare Systems PrimeTier1 $99.75
AvMed ASOEO $108.42
Sunshine State Health Plan QHP $110.59
AvMed HIX $116.94
Molina HIX $117.09
Humana PPO $121.43
Humana HMO $121.43
Aetna ASA $130.10
United GlobalBenefitPlanAppendix $195.16
Prime Health Sheriff COMM $216.84
Beacon Health Options COMM $216.84
Plotkin Health COMM $216.84
Evolutions Healthcare Systems PRIMENETWORK $238.52
United AllPayerAppendix $245.18
Rockport Healthcare Group WORKERSCOMP $314.83
CorVel Corporation WORKERSCOMP $314.83
Prime Health WorkersComp $321.46
Multiplan PRIMARYPPO $325.26
Evernorth BHCOMM $346.94
Evolutions Healthcare Systems ADVANTAGENETWORK $346.94
Evolutions Healthcare Systems SELECTNETWORK $346.94
Multiplan COMPLEMENTARYPPO $368.63
Evolutions Healthcare Systems CHOICENETWORK $398.99
Emerging Therapy Solutions COMM $979.35
Optum Transplants MCR $1,461.71
Aetna NonGatedCOMM not published by hospital
Aetna GatedCOMM not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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X-ray hand 2 views (both sides) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $688.44 $94.39 – $182.21
Adventhealth Lake Wales Lake Wales $1,165.12 $77.67 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $681.59 $85.22 – $286.15
Adventhealth Tampa Tampa $1,125.12 $76.59 – $242.37
AdventHealth New Smyrna Beach New Smyrna Beach $680.46 $103.72 – $238.49
Adventhealth Port Charlotte Port Charlotte $1,238.77 $80.04 – $199.35
cleveland clinic florida weston hospital Weston $638.30 $6.96 – $780.30
martin north hospital Stuart $638.30 $6.23 – $459.00

All Florida hospitals for this procedure →