X-ray exam of middle ear at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$1,260.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,260.18
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17.57 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $2,280.55 with Prime Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $17.57 | ↓ -99% |
| Aetna | MCR | $25.80 | ↓ -98% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $26.92 | ↓ -98% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $26.92 | ↓ -98% |
| Optimum Healthcare | MCRHMO | $29.16 | ↓ -98% |
| Optimum Healthcare | PFFS | $29.16 | ↓ -98% |
| Freedom Health Care | MGMGR | $29.16 | ↓ -98% |
| Optimum Healthcare | MCRPPO | $29.16 | ↓ -98% |
| Simply Healthcare | MGMCR | $57.58 | ↓ -95% |
| United | OptionsPPO | $61.31 | ↓ -95% |
| Molina | MGMCR | $71.04 | ↓ -94% |
| AvMed | HMOFI | $82.25 | ↓ -93% |
| Evolutions Healthcare Systems | PrimeTier1 | $85.99 | ↓ -93% |
| AvMed | ASOEO | $93.47 | ↓ -93% |
| Sunshine State Health Plan | QHP | $95.34 | ↓ -92% |
| AvMed | HIX | $100.81 | ↓ -92% |
| Molina | HIX | $100.94 | ↓ -92% |
| Humana | PPO | $104.68 | ↓ -92% |
| Humana | HMO | $104.68 | ↓ -92% |
| Aetna | ASA | $112.16 | ↓ -91% |
| United | GlobalBenefitPlanAppendix | $168.24 | ↓ -87% |
| Prime Health Sheriff | COMM | $186.94 | ↓ -85% |
| Plotkin Health | COMM | $186.94 | ↓ -85% |
| Beacon Health Options | COMM | $186.94 | ↓ -85% |
| Evolutions Healthcare Systems | PRIMENETWORK | $205.63 | ↓ -84% |
| Multiplan | PRIMARYPPO | $280.40 | ↓ -78% |
| Evernorth | BHCOMM | $299.10 | ↓ -76% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $299.10 | ↓ -76% |
| Evolutions Healthcare Systems | SELECTNETWORK | $299.10 | ↓ -76% |
| Multiplan | COMPLEMENTARYPPO | $317.79 | ↓ -75% |
| Evolutions Healthcare Systems | CHOICENETWORK | $343.96 | ↓ -73% |
| Emerging Therapy Solutions | COMM | $844.32 | ↓ -33% |
| United | AllPayerAppendix | $1,086.50 | ↓ -14% |
| Optum Transplants | MCR | $1,260.18 | ↑ +0% |
| CorVel Corporation | WORKERSCOMP | $2,233.53 | ↑ +77% |
| Rockport Healthcare Group | WORKERSCOMP | $2,233.53 | ↑ +77% |
| Prime Health | WorkersComp | $2,280.55 | ↑ +81% |
| Aetna | QHP | not published by hospital | — |
| Aetna | GatedCOMM | not published by hospital | — |
| Aetna | NonGatedCOMM | not published by hospital | — |
Visitor-reported prices
Comments
X-ray exam of middle ear at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $2,295.00 | $1,086.50 – $2,246.54 |
| cleveland clinic florida weston hospital | Weston | $3,171.35 | $14.93 – $4,019.65 |
| martin north hospital | Stuart | $3,073.85 | $13.36 – $2,364.50 |
| indian river hospital | Vero Beach | $3,073.85 | $13.11 – $3,783.20 |
| Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) | Joe | $424.00 | $123.35 – $1,182.67 |
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $587.20 | $123.35 – $1,182.67 |
| HCA FLORIDA FAWCETT HOSPITAL | FORT MYERS | $2,454.65 | $1,086.50 – $2,209.86 |
| HCA FLORIDA ENGLEWOOD HOSPITAL | ENGLEWOOD | $2,514.62 | $1,086.50 – $2,280.55 |