Warde calculus (stone) infrared at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$10.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10.82

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.51 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $40.81 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $0.51 ↓ -95%
Aetna MCR $0.75 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $0.78 ↓ -93%
Access 2 Healthcare Physicians Freedom Health MGMCR $0.78 ↓ -93%
Optimum Healthcare MCRPPO $0.84 ↓ -92%
Freedom Health Care MGMGR $0.84 ↓ -92%
Optimum Healthcare MCRHMO $0.84 ↓ -92%
Optimum Healthcare PFFS $0.84 ↓ -92%
Suncoast Neighborly Care MedicarePACE $0.87 ↓ -92%
AvMed HIX $0.87 ↓ -92%
Simply Healthcare MGMCR $1.67 ↓ -85%
United OptionsPPO $1.77 ↓ -84%
Molina MGMCR $2.06 ↓ -81%
AvMed HMOFI $2.38 ↓ -78%
Evolutions Healthcare Systems PrimeTier1 $2.49 ↓ -77%
AvMed ASOEO $2.71 ↓ -75%
Sunshine State Health Plan QHP $2.76 ↓ -74%
Molina HIX $2.92 ↓ -73%
Humana HMO $3.03 ↓ -72%
Humana PPO $3.03 ↓ -72%
Aetna ASA $3.25 ↓ -70%
United GlobalBenefitPlanAppendix $4.87 ↓ -55%
Plotkin Health COMM $5.41 ↓ -50%
Prime Health Sheriff COMM $5.41 ↓ -50%
Beacon Health Options COMM $5.41 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $5.95 ↓ -45%
Emerging Therapy Solutions COMM $7.25 ↓ -33%
Multiplan PRIMARYPPO $8.12 ↓ -25%
Evernorth BHCOMM $8.66 ↓ -20%
Evolutions Healthcare Systems SELECTNETWORK $8.66 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $8.66 ↓ -20%
Multiplan COMPLEMENTARYPPO $9.20 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $9.95 ↓ -8%
Optum Transplants MCR $10.82 ↑ +0%
Humana TRICARE $11.69 ↑ +8%
CareSource Tricare $12.05 ↑ +11%
Devoted Health MCR $12.90 ↑ +19%
United Behavioral Health VACNN $12.90 ↑ +19%
United AllPayerAppendix $12.90 ↑ +19%
United MGMCD $12.90 ↑ +19%
WellMed MCR $12.90 ↑ +19%
NDMS Definitive Care MCR $12.90 ↑ +19%
Ultimate Health Plan MCR $13.16 ↑ +22%
United MCR $13.16 ↑ +22%
BCBS MCRPPO $13.16 ↑ +22%
BCBS MGMCRHMO $13.16 ↑ +22%
WellCare MCR $13.55 ↑ +25%
Sunshine State MCR $13.55 ↑ +25%
BayCare Health Plans MCR $13.55 ↑ +25%
HUMANA MGMCRPPO $13.55 ↑ +25%
American Health Plan MCR $13.67 ↑ +26%
Align Senior Care MCR $13.80 ↑ +28%
Florida Complete Care MCR $13.80 ↑ +28%
Cigna HealthSpring MCR $13.80 ↑ +28%
SECUR MGMCR $13.93 ↑ +29%
Gold Kidney of Florida Medicare $14.06 ↑ +30%
HUMANA MGMCRHMO $14.19 ↑ +31%
Centurion LOGOV $14.19 ↑ +31%
Clear Spring Health MCR $14.19 ↑ +31%
CarePlus MGMCR $14.71 ↑ +36%
Simply Healthcare HIX $15.22 ↑ +41%
Longevity Health Plan MCR $15.48 ↑ +43%
Oscar HIX $17.54 ↑ +62%
Solis Health Plan MCR $18.70 ↑ +73%
Rockport Healthcare Group WORKERSCOMP $39.97 ↑ +269%
CorVel Corporation WORKERSCOMP $39.97 ↑ +269%
Prime Health WorkersComp $40.81 ↑ +277%
Aetna QHP not published by hospital
Aetna NonGatedCOMM not published by hospital
Aetna GatedCOMM not published by hospital

Visitor-reported prices

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Warde calculus (stone) infrared at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $40.34 $12.26 – $21.53
Adventhealth Lake Wales Lake Wales $40.64 $12.90 – $28.64
Adventhealth Palm Coast Parkway Palm Coast $35.69 $12.26 – $27.55
Adventhealth Tampa Tampa $64.02 $12.90 – $28.64
AdventHealth New Smyrna Beach New Smyrna Beach $32.00 $12.26 – $28.18
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $13.00 $10.32 – $40.20
Adventhealth Port Charlotte Port Charlotte $94.78 $12.90 – $23.56
cleveland clinic florida weston hospital Weston $14.95 $5.75 – $19.89

All Florida hospitals for this procedure →