Tissue exam koh skin/hair/nails at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.87 with Humana vs $606.56 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $3.87
CareSource Tricare $3.99
Aetna MCR $4.27
Devoted Health MCR $4.27
United Behavioral Health VACNN $4.27
NDMS Definitive Care MCR $4.27
United AllPayerAppendix $4.27
United MGMCD $4.27
WellMed MCR $4.27
Ultimate Health Plan MCR $4.36
BCBS MCRPPO $4.36
United MCR $4.36
BCBS MGMCRHMO $4.36
Sunshine State MCR $4.48
BayCare Health Plans MCR $4.48
WellCare MCR $4.48
HUMANA MGMCRPPO $4.48
American Health Plan MCR $4.53
Cigna HealthSpring MCR $4.57
Align Senior Care MCR $4.57
Florida Complete Care MCR $4.57
SECUR MGMCR $4.61
Gold Kidney of Florida Medicare $4.65
Clear Spring Health MCR $4.70
Centurion LOGOV $4.70
HUMANA MGMCRHMO $4.70
CarePlus MGMCR $4.87
Simply Healthcare HIX $5.04
Longevity Health Plan MCR $5.12
Oscar HIX $5.81
Solis Health Plan MCR $6.19
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $8.61
Access 2 Healthcare Physicians Freedom Health MGMCR $13.20
Access 2 Healthcare Physicians Optimum MGMCR $13.20
Optimum Healthcare MCRPPO $14.30
Optimum Healthcare PFFS $14.30
Optimum Healthcare MCRHMO $14.30
Freedom Health Care MGMGR $14.30
Suncoast Neighborly Care MedicarePACE $14.66
Simply Healthcare MGMCR $28.23
United OptionsPPO $30.06
Molina MGMCR $34.83
AvMed HMOFI $40.32
Evolutions Healthcare Systems PrimeTier1 $42.16
AvMed ASOEO $45.82
Sunshine State Health Plan QHP $46.74
AvMed HIX $48.52
Molina HIX $49.49
Humana PPO $51.32
Humana HMO $51.32
Rockport Healthcare Group WORKERSCOMP $51.66
CorVel Corporation WORKERSCOMP $51.66
Prime Health WorkersComp $52.75
Aetna ASA $54.99
United GlobalBenefitPlanAppendix $82.48
Plotkin Health COMM $91.64
Beacon Health Options COMM $91.64
Prime Health Sheriff COMM $91.64
Evolutions Healthcare Systems PRIMENETWORK $100.81
Multiplan PRIMARYPPO $137.47
Evernorth BHCOMM $146.63
Evolutions Healthcare Systems ADVANTAGENETWORK $146.63
Evolutions Healthcare Systems SELECTNETWORK $146.63
Multiplan COMPLEMENTARYPPO $155.80
Evolutions Healthcare Systems CHOICENETWORK $168.63
Emerging Therapy Solutions COMM $406.40
Optum Transplants MCR $606.56
Aetna GatedCOMM not published by hospital
Aetna QHP not published by hospital
Aetna NonGatedCOMM not published by hospital

Visitor-reported prices

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Tissue exam koh skin/hair/nails at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $103.45 $4.06 – $7.13
Adventhealth Lake Wales Lake Wales $114.05 $4.27 – $9.48
Adventhealth Palm Coast Parkway Palm Coast $114.80 $4.06 – $9.12
Adventhealth Tampa Tampa $65.91 $4.27 – $9.48
AdventHealth New Smyrna Beach New Smyrna Beach $24.37 $4.06 – $9.33
Adventhealth Port Charlotte Port Charlotte $234.84 $4.27 – $7.80
cleveland clinic florida weston hospital Weston $26.65 $2.25 – $29.00
martin north hospital Stuart $26.65 $2.56 – $29.00

All Florida hospitals for this procedure →