Test stress cardiovascular tracing only at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.93 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $350.00 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $12.93
Aetna MCR $18.98
Access 2 Healthcare Physicians Freedom Health MGMCR $19.80
Access 2 Healthcare Physicians Optimum MGMCR $19.80
Optimum Healthcare MCRHMO $21.45
Optimum Healthcare PFFS $21.45
Optimum Healthcare MCRPPO $21.45
Freedom Health Care MGMGR $21.45
AvMed HIX $28.00
Simply Healthcare HIX $34.92
Oscar HIX $41.25
Simply Healthcare MGMCR $42.35
United OptionsPPO $45.10
Cigna PPO $49.50
Cigna HMO $49.50
Molina MGMCR $52.25
CorVel Corporation WORKERSCOMP $59.85
Rockport Healthcare Group WORKERSCOMP $59.85
AvMed HMOFI $60.50
Prime Health WorkersComp $61.11
Evolutions Healthcare Systems PrimeTier1 $63.25
AvMed ASOEO $68.75
Sunshine State Health Plan QHP $70.13
Molina HIX $74.25
Humana PPO $77.00
Humana HMO $77.00
Aetna ASA $82.50
United GlobalBenefitPlanAppendix $123.75
Prime Health Sheriff COMM $137.50
Beacon Health Options COMM $137.50
Plotkin Health COMM $137.50
Evolutions Healthcare Systems PRIMENETWORK $151.25
Multiplan PRIMARYPPO $206.25
Evernorth BHCOMM $220.00
Evolutions Healthcare Systems ADVANTAGENETWORK $220.00
Evolutions Healthcare Systems SELECTNETWORK $220.00
Multiplan COMPLEMENTARYPPO $233.75
Emerging Therapy Solutions COMM $234.50
Evolutions Healthcare Systems CHOICENETWORK $253.00
Optum Transplants MCR $350.00
Aetna NonGatedCOMM not published by hospital
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital

Visitor-reported prices

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Test stress cardiovascular tracing only at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $2,232.16 $214.21 – $376.33
Adventhealth Lake Wales Lake Wales $5,589.60 $225.48 – $500.57
Adventhealth Palm Coast Parkway Palm Coast $1,733.00 $214.21 – $481.61
Adventhealth Tampa Tampa $3,212.94 $225.48 – $500.57
AdventHealth New Smyrna Beach New Smyrna Beach $1,559.04 $214.21 – $492.57
Adventhealth Port Charlotte Port Charlotte $3,882.51 $225.48 – $411.73
cleveland clinic florida weston hospital Weston $1,455.35 $30.88 – $1,903.15
martin north hospital Stuart $1,455.35 $38.93 – $1,119.50

All Florida hospitals for this procedure →