St treatment speech individual at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$279.02
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$279.02
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.11 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $696.52 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $13.11 | ↓ -95% |
| Aetna | MCR | $19.25 | ↓ -93% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $20.09 | ↓ -93% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $20.09 | ↓ -93% |
| Optimum Healthcare | MCRHMO | $21.76 | ↓ -92% |
| Optimum Healthcare | PFFS | $21.76 | ↓ -92% |
| Freedom Health Care | MGMGR | $21.76 | ↓ -92% |
| Optimum Healthcare | MCRPPO | $21.76 | ↓ -92% |
| Simply Healthcare | HIX | $35.44 | ↓ -87% |
| Oscar | HIX | $41.85 | ↓ -85% |
| Simply Healthcare | MGMCR | $42.97 | ↓ -85% |
| United | OptionsPPO | $45.76 | ↓ -84% |
| Cigna | HMO | $50.22 | ↓ -82% |
| Cigna | PPO | $50.22 | ↓ -82% |
| Molina | MGMCR | $53.01 | ↓ -81% |
| AvMed | HIX | $55.72 | ↓ -80% |
| AvMed | HMOFI | $61.38 | ↓ -78% |
| Evolutions Healthcare Systems | PrimeTier1 | $64.17 | ↓ -77% |
| AvMed | ASOEO | $69.75 | ↓ -75% |
| Sunshine State Health Plan | QHP | $71.15 | ↓ -75% |
| Humana | TRICARE | $71.36 | ↓ -74% |
| CareSource | Tricare | $73.57 | ↓ -74% |
| NDMS Definitive Care | MCR | $74.90 | ↓ -73% |
| WellMed | MCR | $74.90 | ↓ -73% |
| United | MGMCD | $74.90 | ↓ -73% |
| Devoted Health | MCR | $74.90 | ↓ -73% |
| Molina | HIX | $75.34 | ↓ -73% |
| BCBS | MGMCRHMO | $76.40 | ↓ -73% |
| United | MCR | $76.40 | ↓ -73% |
| BCBS | MCRPPO | $76.40 | ↓ -73% |
| Ultimate Health Plan | MCR | $76.40 | ↓ -73% |
| Humana | HMO | $78.13 | ↓ -72% |
| Humana | PPO | $78.13 | ↓ -72% |
| WellCare | MCR | $78.65 | ↓ -72% |
| HUMANA | MGMCRPPO | $78.65 | ↓ -72% |
| Sunshine State | MCR | $78.65 | ↓ -72% |
| BayCare Health Plans | MCR | $78.65 | ↓ -72% |
| American Health Plan | MCR | $79.39 | ↓ -72% |
| Florida Complete Care | MCR | $80.14 | ↓ -71% |
| Align Senior Care | MCR | $80.14 | ↓ -71% |
| Cigna HealthSpring | MCR | $80.14 | ↓ -71% |
| SECUR | MGMCR | $80.89 | ↓ -71% |
| Gold Kidney of Florida | Medicare | $81.64 | ↓ -71% |
| Centurion | LOGOV | $82.39 | ↓ -70% |
| HUMANA | MGMCRHMO | $82.39 | ↓ -70% |
| Clear Spring Health | MCR | $82.39 | ↓ -70% |
| CorVel Corporation | WORKERSCOMP | $83.60 | ↓ -70% |
| Rockport Healthcare Group | WORKERSCOMP | $83.60 | ↓ -70% |
| Aetna | ASA | $83.71 | ↓ -70% |
| Prime Health | WorkersComp | $85.36 | ↓ -69% |
| CarePlus | MGMCR | $85.39 | ↓ -69% |
| Longevity Health Plan | MCR | $89.88 | ↓ -68% |
| Solis Health Plan | MCR | $108.61 | ↓ -61% |
| United | GlobalBenefitPlanAppendix | $125.56 | ↓ -55% |
| Prime Health Sheriff | COMM | $139.51 | ↓ -50% |
| Plotkin Health | COMM | $139.51 | ↓ -50% |
| Beacon Health Options | COMM | $139.51 | ↓ -50% |
| Evolutions Healthcare Systems | PRIMENETWORK | $153.46 | ↓ -45% |
| Multiplan | PRIMARYPPO | $209.26 | ↓ -25% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $223.22 | ↓ -20% |
| Evernorth | BHCOMM | $223.22 | ↓ -20% |
| Evolutions Healthcare Systems | SELECTNETWORK | $223.22 | ↓ -20% |
| Multiplan | COMPLEMENTARYPPO | $237.17 | ↓ -15% |
| Evolutions Healthcare Systems | CHOICENETWORK | $256.70 | ↓ -8% |
| Emerging Therapy Solutions | COMM | $466.67 | ↑ +67% |
| Optum Transplants | MCR | $696.52 | ↑ +150% |
| Aetna | NonGatedCOMM | not published by hospital | — |
| Aetna | GatedCOMM | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
St treatment speech individual at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $262.73 | $71.16 – $125.01 |
| Adventhealth Lake Wales | Lake Wales | $510.48 | $74.90 – $166.28 |
| Adventhealth Palm Coast Parkway | Palm Coast | $273.43 | not published |
| Adventhealth Tampa | Tampa | $417.93 | $74.90 – $166.28 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $298.86 | $71.16 – $163.62 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $852.00 | $59.92 – $89.88 |
| Adventhealth Port Charlotte | Port Charlotte | $643.80 | not published |
| cleveland clinic florida weston hospital | Weston | $384.15 | $54.37 – $520.00 |