Splint finger frog med at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.16 with Humana vs $57.04 with Solis Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $38.16
United MGMCD $39.34
Devoted Health MCR $39.34
NDMS Definitive Care MCR $39.34
WellMed MCR $39.34
CareSource Tricare $39.34
Ultimate Health Plan MCR $40.13
United MCR $40.13
BCBS MCRPPO $40.13
BCBS MGMCRHMO $40.13
Sunshine State MCR $41.31
BayCare Health Plans MCR $41.31
HUMANA MGMCRPPO $41.31
WellCare MCR $41.31
American Health Plan MCR $41.70
Cigna HealthSpring MCR $42.09
Florida Complete Care MCR $42.09
Align Senior Care MCR $42.09
SECUR MGMCR $42.49
Gold Kidney of Florida Medicare $42.88
Centurion LOGOV $43.27
HUMANA MGMCRHMO $43.27
Clear Spring Health MCR $43.27
CarePlus MGMCR $44.85
Longevity Health Plan MCR $47.21
Solis Health Plan MCR $57.04

Visitor-reported prices

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Splint finger frog med at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Lake Wales Lake Wales $118.66 not published
AdventHealth New Smyrna Beach New Smyrna Beach $156.42 not published
AdventHealth Orlando Orlando $189.00 $39.34 – $104.25
Adventhealth Carrollwood Tampa $234.62 not published
Adventhealth Sebring Sebring $229.04 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $31.47 – $47.21
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $38.16 – $57.04
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $37.37 – $57.04

All Florida hospitals for this procedure →