Shoulder MRI (without contrast) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$280.07 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $17,836.05 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $280.07
Aetna MCR $411.16
Access 2 Healthcare Physicians Freedom Health MGMCR $429.04
Access 2 Healthcare Physicians Optimum MGMCR $429.04
Optimum Healthcare MCRHMO $464.79
Optimum Healthcare PFFS $464.79
Optimum Healthcare MCRPPO $464.79
Freedom Health Care MGMGR $464.79
Suncoast Neighborly Care MedicarePACE $476.71
United AllPayerAppendix $517.79
Simply Healthcare MGMCR $917.67
United OptionsPPO $977.26
AvMed HIX $1,080.00
Molina MGMCR $1,132.19
Aetna QHP $1,186.00
Sunshine State Health Plan QHP $1,519.52
Molina HIX $1,608.90
Aetna ASA $1,787.67
Aetna GatedCOMM $1,826.00
Aetna NonGatedCOMM $1,826.00
United GlobalBenefitPlanAppendix $2,681.50
Plotkin Health COMM $2,979.45
Prime Health Sheriff COMM $2,979.45
Beacon Health Options COMM $2,979.45
AvMed HMOFI $3,110.00
Rockport Healthcare Group WORKERSCOMP $3,262.32
CorVel Corporation WORKERSCOMP $3,262.32
Evolutions Healthcare Systems PRIMENETWORK $3,277.39
Prime Health WorkersComp $3,331.00
AvMed ASOEO $3,418.00
Multiplan PRIMARYPPO $4,469.17
Evolutions Healthcare Systems SELECTNETWORK $4,767.11
Evolutions Healthcare Systems ADVANTAGENETWORK $4,767.11
Evernorth BHCOMM $4,767.11
Multiplan COMPLEMENTARYPPO $5,065.06
Evolutions Healthcare Systems CHOICENETWORK $5,482.18
Emerging Therapy Solutions COMM $11,950.15
Optum Transplants MCR $17,836.05

Visitor-reported prices

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Shoulder MRI (without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $5,664.91 $236.71 – $517.67
Adventhealth Lake Wales Lake Wales $15,975.12 $249.17 – $553.15
Adventhealth Palm Coast Parkway Palm Coast $5,140.32 $236.71 – $703.89
Adventhealth Tampa Tampa $5,637.30 $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach $2,645.71 $236.71 – $675.95
Adventhealth Port Charlotte Port Charlotte $9,671.79 $249.17 – $454.98
cleveland clinic florida weston hospital Weston $1,706.25 $57.39 – $1,772.25
martin north hospital Stuart $1,355.25 $51.35 – $1,042.50

All Florida hospitals for this procedure →