Shoulder MRI (with contrast) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$402.87 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $25,656.88 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $402.87
Aetna MCR $591.45
Access 2 Healthcare Physicians Freedom Health MGMCR $617.17
Access 2 Healthcare Physicians Optimum MGMCR $617.17
Optimum Healthcare MCRPPO $668.60
Optimum Healthcare MCRHMO $668.60
Freedom Health Care MGMGR $668.60
Optimum Healthcare PFFS $668.60
Suncoast Neighborly Care MedicarePACE $685.74
AvMed HIX $1,080.00
Aetna QHP $1,186.00
Simply Healthcare MGMCR $1,320.05
United OptionsPPO $1,405.77
United AllPayerAppendix $1,609.16
Molina MGMCR $1,628.64
Aetna GatedCOMM $1,826.00
Aetna NonGatedCOMM $1,826.00
Sunshine State Health Plan QHP $2,185.80
Molina HIX $2,314.38
Aetna ASA $2,571.53
AvMed HMOFI $3,110.00
Rockport Healthcare Group WORKERSCOMP $3,173.63
CorVel Corporation WORKERSCOMP $3,173.63
Prime Health WorkersComp $3,240.44
AvMed ASOEO $3,418.00
United GlobalBenefitPlanAppendix $3,857.30
Beacon Health Options COMM $4,285.89
Plotkin Health COMM $4,285.89
Prime Health Sheriff COMM $4,285.89
Evolutions Healthcare Systems PRIMENETWORK $4,714.47
Multiplan PRIMARYPPO $6,428.83
Evolutions Healthcare Systems ADVANTAGENETWORK $6,857.42
Evernorth BHCOMM $6,857.42
Evolutions Healthcare Systems SELECTNETWORK $6,857.42
Multiplan COMPLEMENTARYPPO $7,286.00
Evolutions Healthcare Systems CHOICENETWORK $7,886.03
Emerging Therapy Solutions COMM $17,190.11
Optum Transplants MCR $25,656.88

Visitor-reported prices

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Shoulder MRI (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $5,889.59 $701.93 – $1,366.30
Adventhealth Palm Coast Parkway Palm Coast $5,472.88 $633.75 – $1,748.52
Adventhealth Tampa Tampa $5,896.42 $569.57 – $1,817.36
AdventHealth New Smyrna Beach New Smyrna Beach $2,678.05 $777.70 – $1,788.30
Adventhealth Port Charlotte Port Charlotte $6,030.23 $595.24 – $1,494.82
cleveland clinic florida weston hospital Weston $4,850.30 $67.61 – $5,791.90
martin north hospital Stuart $4,429.10 $60.50 – $3,407.00
indian river hospital Vero Beach $4,429.10 $72.36 – $5,451.20

All Florida hospitals for this procedure →