Shoulder MRI (with and without contrast) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$356.08 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $22,676.83 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $356.08
Aetna MCR $522.76
Access 2 Healthcare Physicians Freedom Health MGMCR $545.48
Access 2 Healthcare Physicians Optimum MGMCR $545.48
Optimum Healthcare MCRHMO $590.94
Optimum Healthcare PFFS $590.94
Optimum Healthcare MCRPPO $590.94
Freedom Health Care MGMGR $590.94
Suncoast Neighborly Care MedicarePACE $606.09
United AllPayerAppendix $828.27
AvMed HIX $1,080.00
Simply Healthcare MGMCR $1,166.73
Aetna QHP $1,186.00
United OptionsPPO $1,242.49
Molina MGMCR $1,439.47
Aetna NonGatedCOMM $1,826.00
Aetna GatedCOMM $1,826.00
Sunshine State Health Plan QHP $1,931.92
Molina HIX $2,045.56
Aetna ASA $2,272.85
AvMed HMOFI $3,110.00
United GlobalBenefitPlanAppendix $3,409.27
AvMed ASOEO $3,418.00
Beacon Health Options COMM $3,788.08
Plotkin Health COMM $3,788.08
Prime Health Sheriff COMM $3,788.08
CorVel Corporation WORKERSCOMP $3,845.19
Rockport Healthcare Group WORKERSCOMP $3,845.19
Prime Health WorkersComp $3,926.14
Evolutions Healthcare Systems PRIMENETWORK $4,166.89
Multiplan PRIMARYPPO $5,682.12
Evolutions Healthcare Systems ADVANTAGENETWORK $6,060.93
Evolutions Healthcare Systems SELECTNETWORK $6,060.93
Evernorth BHCOMM $6,060.93
Multiplan COMPLEMENTARYPPO $6,439.74
Evolutions Healthcare Systems CHOICENETWORK $6,970.07
Emerging Therapy Solutions COMM $15,193.48
Optum Transplants MCR $22,676.83

Visitor-reported prices

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Shoulder MRI (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,880.03 $346.11 – $865.63
Adventhealth Lake Wales Lake Wales $1,306.11 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $6,349.80 $346.11 – $1,177.02
Adventhealth Tampa Tampa $7,607.01 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $3,322.09 $346.11 – $1,130.31
Adventhealth Port Charlotte Port Charlotte $9,436.68 $364.32 – $687.95
cleveland clinic florida weston hospital Weston $2,561.00 $89.21 – $2,618.00
martin north hospital Stuart $2,002.00 $79.82 – $1,540.00

All Florida hospitals for this procedure →