Radphm lcl tmr plnr bdy sgl day img at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$4,981.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,981.03

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.04 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $4,981.03 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $88.04 ↓ -98%
Aetna MCR $129.25 ↓ -97%
Access 2 Healthcare Physicians Optimum MGMCR $134.87 ↓ -97%
Access 2 Healthcare Physicians Freedom Health MGMCR $134.87 ↓ -97%
Optimum Healthcare MCRHMO $146.11 ↓ -97%
Optimum Healthcare PFFS $146.11 ↓ -97%
Freedom Health Care MGMGR $146.11 ↓ -97%
Optimum Healthcare MCRPPO $146.11 ↓ -97%
Simply Healthcare MGMCR $288.48 ↓ -94%
United OptionsPPO $307.21 ↓ -94%
Molina MGMCR $355.91 ↓ -93%
AvMed HIX $398.48 ↓ -92%
AvMed HMOFI $412.11 ↓ -92%
Evolutions Healthcare Systems PrimeTier1 $430.84 ↓ -91%
AvMed ASOEO $468.31 ↓ -91%
Sunshine State Health Plan QHP $477.67 ↓ -90%
Molina HIX $505.77 ↓ -90%
Humana PPO $524.50 ↓ -89%
Humana HMO $524.50 ↓ -89%
Aetna ASA $561.97 ↓ -89%
United GlobalBenefitPlanAppendix $842.95 ↓ -83%
Prime Health Sheriff COMM $936.62 ↓ -81%
Plotkin Health COMM $936.62 ↓ -81%
Beacon Health Options COMM $936.62 ↓ -81%
Evolutions Healthcare Systems PRIMENETWORK $1,030.28 ↓ -79%
Multiplan PRIMARYPPO $1,404.92 ↓ -72%
Evernorth BHCOMM $1,498.58 ↓ -70%
Evolutions Healthcare Systems ADVANTAGENETWORK $1,498.58 ↓ -70%
Evolutions Healthcare Systems SELECTNETWORK $1,498.58 ↓ -70%
Multiplan COMPLEMENTARYPPO $1,592.25 ↓ -68%
Evolutions Healthcare Systems CHOICENETWORK $1,723.37 ↓ -65%
CorVel Corporation WORKERSCOMP $2,056.62 ↓ -59%
Rockport Healthcare Group WORKERSCOMP $2,056.62 ↓ -59%
Prime Health WorkersComp $2,099.91 ↓ -58%
United AllPayerAppendix $2,938.37 ↓ -41%
Emerging Therapy Solutions COMM $3,337.29 ↓ -33%
Optum Transplants MCR $4,981.03 ↑ +0%
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital
Aetna NonGatedCOMM not published by hospital

Visitor-reported prices

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Radphm lcl tmr plnr bdy sgl day img at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $5,842.02 $538.66 – $1,153.72
Adventhealth Lake Wales Lake Wales $7,384.23 $567.01 – $2,525.63
Adventhealth Palm Coast Parkway Palm Coast $3,508.95 $538.66 – $3,006.70
Adventhealth Tampa Tampa $2,887.12 $567.01 – $2,044.56
AdventHealth New Smyrna Beach New Smyrna Beach $2,463.85 $538.66 – $1,506.48
Adventhealth Port Charlotte Port Charlotte $5,887.77 $567.01 – $1,035.36
cleveland clinic florida weston hospital Weston $7,547.80 $34.65 – $9,571.00
martin north hospital Stuart $7,319.00 $31.00 – $5,630.00

All Florida hospitals for this procedure →