Psychotherapy patient individual therapy 45 minutes at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.45 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $818.11 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $38.45 | — |
| Aetna | MCR | $56.45 | — |
| Access 2 Healthcare Physicians Optimum | MGMCR | $58.90 | — |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $58.90 | — |
| Optimum Healthcare | PFFS | $63.81 | — |
| Optimum Healthcare | MCRPPO | $63.81 | — |
| Optimum Healthcare | MCRHMO | $63.81 | — |
| Freedom Health Care | MGMGR | $63.81 | — |
| Suncoast Neighborly Care | MedicarePACE | $65.45 | — |
| AvMed | HIX | $65.45 | — |
| CorVel Corporation | WORKERSCOMP | $89.30 | — |
| Rockport Healthcare Group | WORKERSCOMP | $89.30 | — |
| Prime Health | WorkersComp | $91.18 | — |
| Simply Healthcare | HIX | $103.90 | — |
| Oscar | HIX | $122.72 | — |
| Simply Healthcare | MGMCR | $125.99 | — |
| Aetna | QHP | $130.08 | — |
| United | OptionsPPO | $134.17 | — |
| Cigna | HMO | $147.26 | — |
| Cigna | PPO | $147.26 | — |
| Molina | MGMCR | $155.44 | — |
| AvMed | HMOFI | $179.98 | — |
| Aetna | NonGatedCOMM | $184.89 | — |
| Aetna | GatedCOMM | $184.89 | — |
| AvMed | ASOEO | $204.53 | — |
| Molina | HIX | $220.89 | — |
| Humana | HMO | $229.07 | — |
| Humana | PPO | $229.07 | — |
| Aetna | ASA | $245.43 | — |
| United | GlobalBenefitPlanAppendix | $368.15 | — |
| Plotkin Health | COMM | $409.06 | — |
| Prime Health Sheriff | COMM | $409.06 | — |
| Evolutions Healthcare Systems | PRIMENETWORK | $449.96 | — |
| Emerging Therapy Solutions | COMM | $548.13 | — |
| Multiplan | PRIMARYPPO | $613.58 | — |
| Evolutions Healthcare Systems | SELECTNETWORK | $654.49 | — |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $654.49 | — |
| Multiplan | COMPLEMENTARYPPO | $695.39 | — |
| Evolutions Healthcare Systems | CHOICENETWORK | $752.66 | — |
| Optum Transplants | MCR | $818.11 | — |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 45 minutes at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Tampa | Tampa | $1,649.95 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $535.00 | not published |
| cleveland clinic florida weston hospital | Weston | $637.00 | $46.96 – $512.55 |
| martin north hospital | Stuart | $637.00 | $82.21 – $735.00 |
| indian river hospital | Vero Beach | $637.00 | $46.96 – $833.00 |
| Baptist Hospital | MIAMI | $418.60 | $92.61 – $579.60 |
| Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) | Jacksonville | $224.83 | $154.83 – $330.62 |
| HCA FLORIDA CITRUS HOSPITAL | Inverness | $577.00 | $212.23 – $216.70 |