Psychotherapy patient individual therapy 30 minutes at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$780.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$780.53

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.68 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $780.53 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $36.68 ↓ -95%
Aetna MCR $53.86 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $56.20 ↓ -93%
Access 2 Healthcare Physicians Freedom Health MGMCR $56.20 ↓ -93%
Optimum Healthcare PFFS $60.88 ↓ -92%
Optimum Healthcare MCRPPO $60.88 ↓ -92%
Optimum Healthcare MCRHMO $60.88 ↓ -92%
Freedom Health Care MGMGR $60.88 ↓ -92%
Suncoast Neighborly Care MedicarePACE $62.44 ↓ -92%
AvMed HIX $62.44 ↓ -92%
CorVel Corporation WORKERSCOMP $67.45 ↓ -91%
Rockport Healthcare Group WORKERSCOMP $67.45 ↓ -91%
Prime Health WorkersComp $68.87 ↓ -91%
Simply Healthcare HIX $99.13 ↓ -87%
Oscar HIX $117.08 ↓ -85%
Simply Healthcare MGMCR $120.20 ↓ -85%
Aetna QHP $124.10 ↓ -84%
United OptionsPPO $128.01 ↓ -84%
Cigna HMO $140.50 ↓ -82%
Cigna PPO $140.50 ↓ -82%
Molina MGMCR $148.30 ↓ -81%
AvMed HMOFI $171.72 ↓ -78%
Aetna NonGatedCOMM $176.40 ↓ -77%
Aetna GatedCOMM $176.40 ↓ -77%
AvMed ASOEO $195.13 ↓ -75%
Molina HIX $210.74 ↓ -73%
Humana HMO $218.55 ↓ -72%
Humana PPO $218.55 ↓ -72%
Aetna ASA $234.16 ↓ -70%
United GlobalBenefitPlanAppendix $351.24 ↓ -55%
Plotkin Health COMM $390.26 ↓ -50%
Prime Health Sheriff COMM $390.26 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $429.29 ↓ -45%
Emerging Therapy Solutions COMM $522.96 ↓ -33%
Multiplan PRIMARYPPO $585.40 ↓ -25%
Evolutions Healthcare Systems SELECTNETWORK $624.42 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $624.42 ↓ -20%
Multiplan COMPLEMENTARYPPO $663.45 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $718.09 ↓ -8%
Optum Transplants MCR $780.53 ↑ +0%

Visitor-reported prices

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Psychotherapy patient individual therapy 30 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $1,649.95 not published
Adventhealth Port Charlotte Port Charlotte $401.00 not published
cleveland clinic florida weston hospital Weston $483.60 $33.80 – $512.55
martin north hospital Stuart $483.60 $62.30 – $558.00
indian river hospital Vero Beach $483.60 $33.80 – $632.40
Baptist Hospital MIAMI $418.60 $82.28 – $579.60
HCA FLORIDA BRANDON HOSPITAL TAMPA $350.00 $67.45 – $68.87
HCA FLORIDA CAPITAL HOSPITAL TALLAHASSEE $637.25 $67.45 – $71.00

All Florida hospitals for this procedure →