Postop app non-wgt bear dsg at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$1,284.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,284.08
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$88.60 with Aetna vs $1,284.08 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | MCR | $88.60 | ↓ -93% |
| Suncoast Neighborly Care | MedicarePACE | $102.73 | ↓ -92% |
| Aetna | QHP | $204.17 | ↓ -84% |
| United | OptionsPPO | $210.59 | ↓ -84% |
| Aetna | GatedCOMM | $290.20 | ↓ -77% |
| Aetna | NonGatedCOMM | $290.20 | ↓ -77% |
| Aetna | ASA | $385.22 | ↓ -70% |
| Humana | TRICARE | $486.15 | ↓ -62% |
| Devoted Health | MCR | $501.19 | ↓ -61% |
| CareSource | Tricare | $501.19 | ↓ -61% |
| WellMed | MCR | $501.19 | ↓ -61% |
| NDMS Definitive Care | MCR | $501.19 | ↓ -61% |
| United | MGMCD | $501.19 | ↓ -61% |
| United | MCR | $511.21 | ↓ -60% |
| Ultimate Health Plan | MCR | $511.21 | ↓ -60% |
| BCBS | MCRPPO | $511.21 | ↓ -60% |
| BCBS | MGMCRHMO | $511.21 | ↓ -60% |
| HUMANA | MGMCRPPO | $526.25 | ↓ -59% |
| WellCare | MCR | $526.25 | ↓ -59% |
| BayCare Health Plans | MCR | $526.25 | ↓ -59% |
| Sunshine State | MCR | $526.25 | ↓ -59% |
| American Health Plan | MCR | $531.26 | ↓ -59% |
| Cigna HealthSpring | MCR | $536.27 | ↓ -58% |
| Align Senior Care | MCR | $536.27 | ↓ -58% |
| Florida Complete Care | MCR | $536.27 | ↓ -58% |
| SECUR | MGMCR | $541.29 | ↓ -58% |
| Gold Kidney of Florida | Medicare | $546.30 | ↓ -57% |
| Clear Spring Health | MCR | $551.31 | ↓ -57% |
| Centurion | LOGOV | $551.31 | ↓ -57% |
| HUMANA | MGMCRHMO | $551.31 | ↓ -57% |
| CarePlus | MGMCR | $571.36 | ↓ -56% |
| United | GlobalBenefitPlanAppendix | $577.84 | ↓ -55% |
| Longevity Health Plan | MCR | $601.43 | ↓ -53% |
| Plotkin Health | COMM | $642.04 | ↓ -50% |
| Beacon Health Options | COMM | $642.04 | ↓ -50% |
| Prime Health Sheriff | COMM | $642.04 | ↓ -50% |
| Evolutions Healthcare Systems | PRIMENETWORK | $706.24 | ↓ -45% |
| Solis Health Plan | MCR | $726.73 | ↓ -43% |
| Emerging Therapy Solutions | COMM | $860.33 | ↓ -33% |
| Multiplan | PRIMARYPPO | $963.06 | ↓ -25% |
| Evolutions Healthcare Systems | SELECTNETWORK | $1,027.26 | ↓ -20% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $1,027.26 | ↓ -20% |
| Evernorth | BHCOMM | $1,027.26 | ↓ -20% |
| Multiplan | COMPLEMENTARYPPO | $1,091.47 | ↓ -15% |
| Evolutions Healthcare Systems | CHOICENETWORK | $1,181.35 | ↓ -8% |
| Optum Transplants | MCR | $1,284.08 | ↑ +0% |
Visitor-reported prices
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Postop app non-wgt bear dsg at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA BLAKE HOSPITAL | BRADENTON | $1,339.27 | $486.15 – $571.36 |
| HCA FLORIDA SARASOTA DOCTORS HOSPITAL | VENICE | $1,222.98 | $486.15 – $551.31 |
| HCA FLORIDA SOUTH SHORE HOSPITAL | PARRISH | $1,219.75 | $486.15 – $726.73 |
| AdventHealth Orlando | Orlando | $521.00 | $501.19 – $1,328.15 |
| Adventhealth Carrollwood | Tampa | $1,992.27 | not published |
| HCA FLORIDA TRINITY HOSPITAL | TRINITY | $1,342.50 | $486.15 – $726.73 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | not published | $400.95 – $601.43 |
| cleveland clinic florida weston hospital | Weston | not published | $757.68 – $757.68 |