Physical Therapy Evaluation (low complexity) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.65 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $913.12 with Evolutions Healthcare Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $46.65 —
BCBS MGMCRHMO $58.56 —
Access 2 Healthcare Physicians Freedom Health MGMCR $71.46 —
Optimum Healthcare MCRHMO $77.42 —
Optimum Healthcare PFFS $77.42 —
Optimum Healthcare MCRPPO $77.42 —
AvMed HIX $79.40 —
NDMS Definitive Care MCR $84.48 —
Devoted Health MCR $84.48 —
Optum Transplants MCR $84.48 —
WellMed MCR $84.48 —
Ultimate Health Plan MCR $86.17 —
BCBS MCRPPO $86.17 —
United MCR $86.17 —
Sunshine State MCR $88.70 —
BayCare Health Plans MCR $88.70 —
HUMANA MGMCRPPO $88.70 —
WellCare MCR $88.70 —
Aetna MCR $89.55 —
CorVel Corporation WORKERSCOMP $90.25 —
Rockport Healthcare Group WORKERSCOMP $90.25 —
Cigna HealthSpring MCR $90.39 —
SECUR MGMCR $91.24 —
Gold Kidney of Florida Medicare $92.08 —
Prime Health WorkersComp $92.15 —
Doctors Healthcare Plan MGMCR $92.93 —
Clear Spring Health MCR $92.93 —
Centurion LOGOV $92.93 —
HUMANA MGMCRHMO $92.93 —
Humana TRICARE $93.12 —
CareSource Tricare $96.00 —
Longevity Health Plan MCR $101.38 —
Solis Health Plan MCR $114.05 —
Simply Healthcare HIX $126.05 —
Oscar HIX $148.88 —
Simply Healthcare MGMCR $152.85 —
United OptionsPPO $157.81 —
Cigna HMO $178.65 —
Cigna PPO $178.65 —
Molina MGMCR $188.58 —
Evolutions Healthcare Systems PrimeTier1 $228.28 —
AvMed HMOFI $228.28 —
Sunshine State Health Plan QHP $253.09 —
AvMed ASOEO $267.98 —
Molina HIX $267.98 —
Humana HMO $287.83 —
Humana PPO $287.83 —
Aetna ASA $297.76 —
AmeriHealth Caritas HIX $436.71 —
United GlobalBenefitPlanAppendix $446.63 —
Prime Health Sheriff COMM $496.26 —
Plotkin Health COMM $496.26 —
Beacon Health Options COMM $496.26 —
Evolutions Healthcare Systems PRIMENETWORK $545.89 —
Emerging Therapy Solutions COMM $664.99 —
Multiplan PRIMARYPPO $744.39 —
Evernorth BHCOMM $794.02 —
Evolutions Healthcare Systems ADVANTAGENETWORK $794.02 —
Evolutions Healthcare Systems SELECTNETWORK $794.02 —
Multiplan COMPLEMENTARYPPO $843.64 —
Evolutions Healthcare Systems CHOICENETWORK $913.12 —

Visitor-reported prices

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Physical Therapy Evaluation (low complexity) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $384.35 $93.79 – $164.78
Adventhealth Lake Wales Lake Wales $589.05 $98.73 – $219.18
Adventhealth Palm Coast Parkway Palm Coast $448.92 not published
Adventhealth Tampa Tampa $579.30 $98.73 – $219.18
AdventHealth New Smyrna Beach New Smyrna Beach $296.52 $93.79 – $215.68
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $692.00 $67.58 – $101.38
Adventhealth Port Charlotte Port Charlotte $494.86 not published
cleveland clinic florida weston hospital Weston $491.40 $68.99 – $642.60

All Florida hospitals for this procedure →