Ph body fluid at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.29 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $88.46 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $1.29
Access 2 Healthcare Physicians Optimum MGMCR $1.98
Access 2 Healthcare Physicians Freedom Health MGMCR $1.98
Optimum Healthcare PFFS $2.15
Optimum Healthcare MCRPPO $2.15
Freedom Health Care MGMGR $2.15
Optimum Healthcare MCRHMO $2.15
Suncoast Neighborly Care MedicarePACE $2.20
Humana TRICARE $3.25
CareSource Tricare $3.35
NDMS Definitive Care MCR $3.58
WellMed MCR $3.58
United Behavioral Health VACNN $3.58
Aetna MCR $3.58
Devoted Health MCR $3.58
United AllPayerAppendix $3.58
United MGMCD $3.58
BCBS MGMCRHMO $3.65
United MCR $3.65
BCBS MCRPPO $3.65
Ultimate Health Plan MCR $3.65
Sunshine State MCR $3.76
BayCare Health Plans MCR $3.76
HUMANA MGMCRPPO $3.76
WellCare MCR $3.76
American Health Plan MCR $3.79
Cigna HealthSpring MCR $3.83
Align Senior Care MCR $3.83
Florida Complete Care MCR $3.83
SECUR MGMCR $3.87
Gold Kidney of Florida Medicare $3.90
Clear Spring Health MCR $3.94
Centurion LOGOV $3.94
HUMANA MGMCRHMO $3.94
CarePlus MGMCR $4.08
Simply Healthcare HIX $4.22
Simply Healthcare MGMCR $4.24
Longevity Health Plan MCR $4.30
United OptionsPPO $4.51
Oscar HIX $4.87
Solis Health Plan MCR $5.19
Molina MGMCR $5.22
AvMed HMOFI $6.05
Evolutions Healthcare Systems PrimeTier1 $6.33
AvMed ASOEO $6.88
Sunshine State Health Plan QHP $7.01
AvMed HIX $7.08
Molina HIX $7.42
Humana PPO $7.70
Humana HMO $7.70
Aetna ASA $8.25
United GlobalBenefitPlanAppendix $12.38
Beacon Health Options COMM $13.75
Prime Health Sheriff COMM $13.75
Plotkin Health COMM $13.75
Evolutions Healthcare Systems PRIMENETWORK $15.13
Multiplan PRIMARYPPO $20.63
Evolutions Healthcare Systems SELECTNETWORK $22.00
Evernorth BHCOMM $22.00
Evolutions Healthcare Systems ADVANTAGENETWORK $22.00
Multiplan COMPLEMENTARYPPO $23.38
Evolutions Healthcare Systems CHOICENETWORK $25.30
Rockport Healthcare Group WORKERSCOMP $54.59
CorVel Corporation WORKERSCOMP $54.59
Prime Health WorkersComp $55.74
Emerging Therapy Solutions COMM $59.27
Optum Transplants MCR $88.46
Aetna QHP not published by hospital
Aetna NonGatedCOMM not published by hospital
Aetna GatedCOMM not published by hospital

Visitor-reported prices

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Ph body fluid at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $80.39 $3.40 – $5.98
Adventhealth Lake Wales Lake Wales $211.04 $3.58 – $7.95
Adventhealth Palm Coast Parkway Palm Coast $85.05 $3.40 – $7.65
Adventhealth Tampa Tampa $130.19 $3.58 – $7.95
AdventHealth New Smyrna Beach New Smyrna Beach $29.13 $3.40 – $7.82
Adventhealth Port Charlotte Port Charlotte $23.37 $3.58 – $6.54
cleveland clinic florida weston hospital Weston $32.50 $2.15 – $13.00
martin north hospital Stuart $32.50 $2.15 – $17.00

All Florida hospitals for this procedure →