Ot training self care/home management direct contact each 15 minutes at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.92 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $222.05 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $4.92
Aetna MCR $7.22
Access 2 Healthcare Physicians Freedom Health MGMCR $7.53
Access 2 Healthcare Physicians Optimum MGMCR $7.53
Optimum Healthcare PFFS $8.16
Optimum Healthcare MCRPPO $8.16
Optimum Healthcare MCRHMO $8.16
Freedom Health Care MGMGR $8.16
Simply Healthcare HIX $13.29
Oscar HIX $15.70
Simply Healthcare MGMCR $16.11
United OptionsPPO $17.16
AvMed HIX $17.76
Cigna HMO $18.84
Cigna PPO $18.84
Molina MGMCR $19.88
AvMed HMOFI $23.02
Evolutions Healthcare Systems PrimeTier1 $24.07
AvMed ASOEO $26.16
Sunshine State Health Plan QHP $26.68
NDMS Definitive Care MCR $28.00
United MGMCD $28.00
WellMed MCR $28.00
Devoted Health MCR $28.00
Molina HIX $28.25
BCBS MGMCRHMO $28.56
United MCR $28.56
BCBS MCRPPO $28.56
Ultimate Health Plan MCR $28.56
Humana HMO $29.30
Humana PPO $29.30
WellCare MCR $29.40
HUMANA MGMCRPPO $29.40
Sunshine State MCR $29.40
BayCare Health Plans MCR $29.40
American Health Plan MCR $29.68
Florida Complete Care MCR $29.96
Cigna HealthSpring MCR $29.96
Align Senior Care MCR $29.96
Humana TRICARE $30.21
SECUR MGMCR $30.24
Gold Kidney of Florida Medicare $30.52
Centurion LOGOV $30.80
Clear Spring Health MCR $30.80
HUMANA MGMCRHMO $30.80
CareSource Tricare $31.14
Aetna ASA $31.39
CarePlus MGMCR $31.92
Longevity Health Plan MCR $33.60
Rockport Healthcare Group WORKERSCOMP $36.10
CorVel Corporation WORKERSCOMP $36.10
Prime Health WorkersComp $36.86
Solis Health Plan MCR $40.60
United GlobalBenefitPlanAppendix $47.09
Beacon Health Options COMM $52.32
Prime Health Sheriff COMM $52.32
Plotkin Health COMM $52.32
Evolutions Healthcare Systems PRIMENETWORK $57.55
Multiplan PRIMARYPPO $78.48
Evolutions Healthcare Systems SELECTNETWORK $83.71
Evolutions Healthcare Systems ADVANTAGENETWORK $83.71
Evernorth BHCOMM $83.71
Multiplan COMPLEMENTARYPPO $88.94
Evolutions Healthcare Systems CHOICENETWORK $96.27
Emerging Therapy Solutions COMM $148.77
Optum Transplants MCR $222.05
Aetna QHP not published by hospital
Aetna NonGatedCOMM not published by hospital
Aetna GatedCOMM not published by hospital

Visitor-reported prices

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Ot training self care/home management direct contact each 15 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $154.62 $30.23 – $53.11
Adventhealth Lake Wales Lake Wales $223.58 $31.82 – $70.64
Adventhealth Palm Coast Parkway Palm Coast $184.45 not published
Adventhealth Tampa Tampa $167.01 $31.82 – $70.64
AdventHealth New Smyrna Beach New Smyrna Beach $199.82 $30.23 – $69.51
Adventhealth Port Charlotte Port Charlotte $312.67 not published
cleveland clinic florida weston hospital Weston $222.95 $17.96 – $291.55
martin north hospital Stuart $222.95 $18.91 – $257.25

All Florida hospitals for this procedure →