Occupational Therapy Evaluation (moderate complexity) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.74 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $914.83 with Evolutions Healthcare Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $46.74 —
BCBS MGMCRHMO $58.67 —
Access 2 Healthcare Physicians Freedom Health MGMCR $71.60 —
Optimum Healthcare MCRHMO $77.56 —
Optimum Healthcare PFFS $77.56 —
Optimum Healthcare MCRPPO $77.56 —
AvMed HIX $79.55 —
NDMS Definitive Care MCR $86.73 —
Devoted Health MCR $86.73 —
Optum Transplants MCR $86.73 —
WellMed MCR $86.73 —
Ultimate Health Plan MCR $88.47 —
BCBS MCRPPO $88.47 —
United MCR $88.47 —
Sunshine State MCR $91.07 —
BayCare Health Plans MCR $91.07 —
HUMANA MGMCRPPO $91.07 —
WellCare MCR $91.07 —
Aetna MCR $91.94 —
Cigna HealthSpring MCR $92.80 —
SECUR MGMCR $93.67 —
Gold Kidney of Florida Medicare $94.54 —
Rockport Healthcare Group WORKERSCOMP $95.00 —
CorVel Corporation WORKERSCOMP $95.00 —
Clear Spring Health MCR $95.41 —
Centurion LOGOV $95.41 —
Doctors Healthcare Plan MGMCR $95.41 —
HUMANA MGMCRHMO $95.41 —
Humana TRICARE $95.60 —
Prime Health WorkersComp $97.00 —
CareSource Tricare $98.56 —
Longevity Health Plan MCR $104.08 —
Solis Health Plan MCR $117.09 —
Simply Healthcare HIX $126.29 —
Oscar HIX $149.16 —
Simply Healthcare MGMCR $153.13 —
United OptionsPPO $158.11 —
Cigna HMO $178.99 —
Cigna PPO $178.99 —
Molina MGMCR $188.93 —
Evolutions Healthcare Systems PrimeTier1 $228.71 —
AvMed HMOFI $228.71 —
Sunshine State Health Plan QHP $253.57 —
AvMed ASOEO $268.48 —
Molina HIX $268.48 —
Humana HMO $288.37 —
Humana PPO $288.37 —
Aetna ASA $298.31 —
AmeriHealth Caritas HIX $437.53 —
United GlobalBenefitPlanAppendix $447.47 —
Prime Health Sheriff COMM $497.19 —
Plotkin Health COMM $497.19 —
Beacon Health Options COMM $497.19 —
Evolutions Healthcare Systems PRIMENETWORK $546.91 —
Emerging Therapy Solutions COMM $666.23 —
Multiplan PRIMARYPPO $745.78 —
Evernorth BHCOMM $795.50 —
Evolutions Healthcare Systems ADVANTAGENETWORK $795.50 —
Evolutions Healthcare Systems SELECTNETWORK $795.50 —
Multiplan COMPLEMENTARYPPO $845.22 —
Evolutions Healthcare Systems CHOICENETWORK $914.83 —

Visitor-reported prices

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Occupational Therapy Evaluation (moderate complexity) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $370.06 $93.63 – $164.50
Adventhealth Lake Wales Lake Wales $758.39 $98.56 – $218.80
Adventhealth Palm Coast Parkway Palm Coast $450.35 not published
Adventhealth Tampa Tampa $762.26 $98.56 – $218.80
AdventHealth New Smyrna Beach New Smyrna Beach $421.73 $93.63 – $215.30
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $900.00 $69.39 – $104.08
Adventhealth Port Charlotte Port Charlotte $773.05 not published
cleveland clinic florida weston hospital Weston $547.95 $66.98 – $716.55

All Florida hospitals for this procedure →