New Patient Office Visit (level 3) at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$399.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$399.19
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$12.41 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $263.98 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $12.41 | ↓ -97% |
| BCBS | MGMCRHMO | $15.57 | ↓ -96% |
| Aetna | MCR | $18.21 | ↓ -95% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $19.01 | ↓ -95% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $19.01 | ↓ -95% |
| Freedom Health Care | MGMGR | $20.59 | ↓ -95% |
| Optimum Healthcare | PFFS | $20.59 | ↓ -95% |
| Optimum Healthcare | MCRPPO | $20.59 | ↓ -95% |
| Optimum Healthcare | MCRHMO | $20.59 | ↓ -95% |
| BCBS | MBN | $22.97 | ↓ -94% |
| BCBS | SBN | $22.97 | ↓ -94% |
| BCBS | BSL | $22.97 | ↓ -94% |
| Truli | BSL | $22.97 | ↓ -94% |
| BCBS | HMO | $30.09 | ↓ -92% |
| BCBS | NWB | $33.79 | ↓ -92% |
| BCBS | PPO | $33.79 | ↓ -92% |
| Simply Healthcare | MGMCR | $40.65 | ↓ -90% |
| Aetna | QHP | $41.97 | ↓ -89% |
| United | OptionsPPO | $43.29 | ↓ -89% |
| Cigna | PPO | $47.52 | ↓ -88% |
| Cigna | HMO | $47.52 | ↓ -88% |
| Molina | MGMCR | $50.16 | ↓ -87% |
| BCBS | PHS | $55.44 | ↓ -86% |
| Aetna | GatedCOMM | $59.66 | ↓ -85% |
| Aetna | NonGatedCOMM | $59.66 | ↓ -85% |
| Sunshine State Health Plan | QHP | $67.31 | ↓ -83% |
| Molina | HIX | $71.27 | ↓ -82% |
| Humana | PPO | $73.91 | ↓ -81% |
| Humana | HMO | $73.91 | ↓ -81% |
| Aetna | ASA | $79.19 | ↓ -80% |
| Rockport Healthcare Group | WORKERSCOMP | $81.70 | ↓ -80% |
| CorVel Corporation | WORKERSCOMP | $81.70 | ↓ -80% |
| Prime Health | WorkersComp | $83.42 | ↓ -79% |
| United | GlobalBenefitPlanAppendix | $118.79 | ↓ -70% |
| Plotkin Health | COMM | $131.99 | ↓ -67% |
| Prime Health Sheriff | COMM | $131.99 | ↓ -67% |
| Beacon Health Options | COMM | $131.99 | ↓ -67% |
| Evolutions Healthcare Systems | PRIMENETWORK | $145.19 | ↓ -64% |
| Emerging Therapy Solutions | COMM | $176.87 | ↓ -56% |
| Multiplan | PRIMARYPPO | $197.99 | ↓ -50% |
| Evernorth | BHCOMM | $211.18 | ↓ -47% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $211.18 | ↓ -47% |
| Evolutions Healthcare Systems | SELECTNETWORK | $211.18 | ↓ -47% |
| Multiplan | COMPLEMENTARYPPO | $224.38 | ↓ -44% |
| Evolutions Healthcare Systems | CHOICENETWORK | $242.86 | ↓ -39% |
| Optum Transplants | MCR | $263.98 | ↓ -34% |
Visitor-reported prices
Comments
New Patient Office Visit (level 3) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $609.46 | not published |
| Adventhealth Lake Wales | Lake Wales | $650.55 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $555.89 | not published |
| Adventhealth Tampa | Tampa | $656.36 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $502.45 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $923.23 | not published |
| cleveland clinic florida weston hospital | Weston | $416.00 | $29.23 – $320.00 |
| martin north hospital | Stuart | $416.00 | $36.19 – $130.50 |